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本页面由机器翻译。英文版本为原文。

市级项目补助金

City of Lee's Summit First Time Homebuyer Program

City of Lee's Summit First Time Homebuyer Program是面向Lee's Summit,Missouri购房者的补助金,由City of Lee's Summit, Development Services (CDBG)管理。

最近核实于来源:City of Lee's Summit, Development Services (CDBG)

该项目要求

  • 首次购房者——有例外:Must not have owned a home in the past three years
  • 房屋作为主要住所自住
  • STATUS CAUTION: The City's current CDBG page states 'CDBG funding is not eligible for individuals' and lists only nonprofit subrecipients; the direct-to-buyer First Time Homebuyer grant is still described by the Lee's Summit Human Services Advisory Board but may have been restructured/discontinued. Verify current availability by calling (816) 969-1200 before referring buyers.
  • 位于Lee's Summit市界内的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Lee's Summit以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Jackson County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$113,400
地区收入中位数,4人家庭(HUD,2026)

适用地区

Lee's Summit的房屋

  • 71.7% 独栋
  • 9.2% 联排
  • 4.8% 2–4个单元
  • 14.2% 5+个单元
  • 0.1% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$340,900

Lee's Summit房屋价值中位数

24.9%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Lee's Summit购房

如何申请

  1. 联系City of Lee's Summit, Development Services (CDBG)预留资金

    资金向提供方预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Lee's Summit First Time Homebuyer Program是什么?

City of Lee's Summit First Time Homebuyer Program是面向Lee's Summit,Missouri购房者的补助金,由City of Lee's Summit, Development Services (CDBG)管理。 A collaboration between the City of Lee's Summit and area mortgage lenders that uses CDBG funds to provide first-time homebuyers a grant of up to $3,000 - covering up to 50% of the required down payment and/or closing costs - toward purchasing a home within the Lee's Summit city limits. Up to $3,000 grant (no repayment). Covers up to 50% of down payment plus closing costs. Paid directly at closing. 资金来自HUD Community Development Block Grant (CDBG) Entitlement funds。

提供多少援助?

City of Lee's Summit First Time Homebuyer Program提供最高$3,000的援助。 援助档次:Funds 50% of any down payment up to $3,000 and/or closing-cost assistance, combined total not to exceed $3,000。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Lee's Summit, Development Services (CDBG)决定。

需要偿还吗?

City of Lee's Summit First Time Homebuyer Program属于补助金,因此无需偿还。 触发还款的情形:Grant - no repayment; paid directly to the mortgage lender or title company at closing。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Lee's Summit First Time Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Must not have owned a home in the past three years。 STATUS CAUTION: The City's current CDBG page states 'CDBG funding is not eligible for individuals' and lists only nonprofit subrecipients; the direct-to-buyer First Time Homebuyer grant is still described by the Lee's Summit Human Services Advisory Board but may have been restructured/discontinued. Verify current availability by calling (816) 969-1200 before referring buyers.

收入限制是多少?

City of Lee's Summit First Time Homebuyer Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Low-to-moderate income; Kansas City MO-KS HUD Metro FY2025 80% limit for 4-person household is $89,100. Confirm current program limits with the City. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

City of Lee's Summit First Time Homebuyer Program可用于Single Family。

适用于哪些地区?

City of Lee's Summit First Time Homebuyer Program服务于在Lee's Summit,Missouri购房的购房者。

如何申请?

City of Lee's Summit First Time Homebuyer Program的申请通过City of Lee's Summit, Development Services (CDBG)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Lee's Summit, Development Services (CDBG)设定,并可能变化;申请前请在官方网站上确认。