City of Goldsboro Homebuyer Down Payment Assistance Program

City of Goldsboro Homebuyer Down Payment Assistance Program是面向Goldsboro，North Carolina购房者的延期第二贷款，由City of Goldsboro Community Relations and Development Department管理。 The City of Goldsboro provides down payment and closing cost assistance to low-to-moderate income first-time homebuyers purchasing a single-family home within the Goldsboro city limits, funded through HUD HOME and CDBG. Assistance is a 0% interest deferred loan; homebuyer education is required and income must be at or below 80% AMI. Down payment assistance. Closing cost assistance. 0% interest deferred loan. Federally funded (HOME/CDBG). 资金来自HUD HOME and CDBG。

City of Goldsboro Homebuyer Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, or property ceasing to be primary residence。 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Goldsboro Homebuyer Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 居住要求：Property within Goldsboro city limits。 公民身份或移民身份：Not confirmed。 Assistance amount NOT yet confirmed from the primary fact-sheet PDF (CMS blocked direct access); a 2022 City Council action referenced reducing the max from $20,000 to ~$10,000 — VERIFY current amount by calling (919) 580-4354 before publishing. Property must be within Goldsboro city limits; first-time homebuyer; income at or below 80% AMI.

City of Goldsboro Homebuyer Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI for Wayne County (dollar table not confirmed from primary PDF). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Goldsboro Homebuyer Down Payment Assistance Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

City of Goldsboro Homebuyer Down Payment Assistance Program服务于在Goldsboro，North Carolina购房的购房者。 该项目针对特定区域：Corporate limits of the City of Goldsboro, NC。

City of Goldsboro Homebuyer Down Payment Assistance Program的申请通过City of Goldsboro Community Relations and Development Department办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。