Housing Choice Voucher Homeownership Option (MHRA)

Housing Choice Voucher Homeownership Option (MHRA)是面向Manchester，New Hampshire购房者的首付援助，由Manchester Housing and Redevelopment Authority (MHRA)管理。 MHRA's Housing Choice Voucher (Section 8) Homeownership Option lets eligible current HCV participants apply their voucher assistance toward the monthly costs of buying a home instead of rent. A home may be purchased within MHRA's area of operation (within six miles of Manchester's boundary) or elsewhere if that area's PHA also offers the homeownership option. Operated with NH Housing and NeighborWorks Greater Manchester. Voucher assistance applied to monthly homeownership costs instead of rent. Assistance up to 15 years (20+ yr mortgages) or 10 years otherwise. No time limit for elderly or disabled families. Low down payment (as little as 3%, only 1% from own funds). 资金来自HUD Housing Choice Voucher Program (Section 8), 24 CFR 982.625。

Housing Choice Voucher Homeownership Option (MHRA)是首付援助，按Manchester Housing and Redevelopment Authority (MHRA)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Housing Choice Voucher Homeownership Option (MHRA)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：A single parent or displaced homemaker who, while married, owned a home with a spouse can qualify as first-time; cooperative members' existing interest permitted. 须参加购房者教育课程，由New Hampshire Housing Finance Authority; NeighborWorks Greater Manchester / Manchester Neighborhood Housing Services.提供。 Must be a current HCV participant in good standing. Employment rule: a family member must work >=30 hrs/week and have done so for a full year (waived for elderly/disabled). No prior default on a program mortgage; no debt owed to any housing authority; no present ownership interest (except cooperative members).

Housing Choice Voucher Homeownership Option (MHRA)的收入限制如下：Minimum income requirement: non-disabled families must have adult owner income of at least $14,500 (2,000 hrs x minimum wage); disabled families at least $10,092 (12 x monthly SSI). Welfare assistance not counted toward the minimum unless elderly/disabled. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Housing Choice Voucher Homeownership Option (MHRA)可用于Single Family、Condo和Cooperative。 新建房屋符合条件。

Housing Choice Voucher Homeownership Option (MHRA)在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Housing Choice Voucher Homeownership Option (MHRA)服务于在Manchester，New Hampshire购房的购房者。

Housing Choice Voucher Homeownership Option (MHRA)的申请通过Manchester Housing and Redevelopment Authority (MHRA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。