Genesis Housing Corporation Renovated Home Purchase Program (Pottstown/Norristown)

Genesis Housing Corporation Renovated Home Purchase Program (Pottstown/Norristown)是面向Pottstown / Norristown，Pennsylvania购房者的静默第二贷款，由Genesis Housing Corporation管理。 Genesis Housing Corporation offers a first-time homebuyer program to purchase selected renovated homes in Pottstown or Norristown. The sales price is effectively reduced by 20% of market value, with a 0% interest second lien (15-year term) placed for the reduction amount; no repayment is required unless the home is sold, refinanced, rented, or transferred. Buyers must be at or below 80% AMI, obtain a 30-year fixed-rate mortgage, contribute 3% of their own funds, and complete mandatory counseling. Buy a renovated home at 20% below market value. 0% interest second lien, 15-year term. No repayment unless sold/refinanced/rented/transferred. Mandatory counseling and support included. 资金来自Federal HUD funds via Montgomery County / PA programs (Genesis Housing Corporation development projects)。

Genesis Housing Corporation Renovated Home Purchase Program (Pottstown/Norristown)在15年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Repaid if the home is sold, refinanced, rented, or transferred (within the 15-year term). 该援助以Second lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Genesis Housing Corporation Renovated Home Purchase Program (Pottstown/Norristown)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Mandatory housing counseling via Genesis Housing Corporation.提供。 LOAN TERM 15 years. Applies only to designated Genesis-renovated properties in Pottstown/Norristown. 30-year fixed-rate first mortgage and 3% buyer contribution required. Documented via Montgomery County Partners for Homeownership; confirm current property availability directly with Genesis. GAP: per-unit dollar amount varies (price-reduction based); annual funding cap not published.

Genesis Housing Corporation Renovated Home Purchase Program (Pottstown/Norristown)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income not to exceed 80% of area median income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Genesis Housing Corporation Renovated Home Purchase Program (Pottstown/Norristown)服务于在Pottstown / Norristown，Pennsylvania购房的购房者。

Genesis Housing Corporation Renovated Home Purchase Program (Pottstown/Norristown)的申请通过Genesis Housing Corporation办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。