Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)

Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)是面向Montgomery县，Pennsylvania购房者的补助金，由Montgomery County Housing Authority (MCHA)管理。 The Montgomery County Housing Authority (MCHA) Homeownership Program lets current Housing Choice Voucher (Section 8) holders transition from renting to homeownership. It provides up to a 10% grant (8% toward closing costs, 2% toward down payment) plus a monthly mortgage subsidy, as a 0% interest, 8-year term subordinate loan with a deed restriction. It targets very-low-income households (30%-50% AMI) and requires mandatory pre- and post-purchase counseling. Up to 10% grant (8% closing + 2% down payment). Ongoing monthly mortgage subsidy. 0% interest, 8-year term. Pre- and post-purchase counseling. Pathway from Section 8 renting to ownership. 资金来自Federal Housing Choice Voucher (Section 8) Homeownership program funds administered by MCHA。

Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)属于补助金，因此无需偿还。 触发还款的情形：Repaid if the home is sold, refinanced, rented, or transferred within 8 years. 该援助以Second mortgage (subordinate, with deed restriction)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Mandatory pre- and post-purchase counseling.提供。 Eligibility limited to current Housing Choice Voucher holders. Income 30%-50% AMI. LOAN TERM 8 years; repaid if sold/refinanced/rented/transferred within the term. Single-family residence in Montgomery County. GAP: exact income-limit dollar table and annual funding cap not published online.

Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)将家庭收入限制在地区收入中位数的50%，该数值因县和家庭人数而异。 Household income between 30% and 50% of area median income (very low income), consistent with Housing Choice Voucher eligibility. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)可用于Single Family。

Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)服务于在Montgomery县，Pennsylvania购房的购房者。

Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)的申请通过Montgomery County Housing Authority (MCHA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。