Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program是面向Montgomery县，Pennsylvania购房者的首付援助，由Habitat for Humanity of Montgomery and Delaware Counties管理。 Habitat for Humanity of Montgomery and Delaware Counties partners with households earning below 80% of HUD AMI in Montgomery or Delaware County to purchase an affordable Habitat home financed with an affordable mortgage. Applicants must demonstrate housing need, ability to pay, residency/employment in the two counties, lawful US residency, and willingness to complete partnership (sweat-equity) hours. Affordable Habitat mortgage. Income up to 80% AMI eligible. Partnership hours satisfiable through education, construction, ReStore, and community service. HUD-affiliated nonprofit. 资金来自Habitat for Humanity of Montgomery and Delaware Counties (donations, volunteer labor, ReStore proceeds)。

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program是首付援助，按Habitat for Humanity of Montgomery and Delaware Counties设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No published minimum score; credit report must be clear of any bankruptcies or foreclosures within the last 3 years。 须参加购房者教育课程，由Habitat MontDelco homebuyer/financial empowerment education programming提供。 居住要求：Applicant and co-applicant must be residents of Montgomery or Delaware County for at least 12 months OR employed in either county with 12 months proof。 公民身份或移民身份：Must be lawful permanent residents of the US or US citizens; proof required。 Up to 400 partnership (sweat-equity) hours based on family size; no bankruptcies or foreclosures within last 3 years. Applications closed between housing opportunities. GAPS: household-size income dollar table (shown only as image), exact partnership-hour scaling, lien position, DTI limit, and mortgage term not extracted.

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Annual household income must be below 80% of Area Median Income (AMI) as determined by HUD. Each project may set a different minimum income based on the home's selling price. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program服务于在Montgomery县，Pennsylvania购房的购房者。

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program的申请通过Habitat for Humanity of Montgomery and Delaware Counties办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Home Purchase Inquiry Form; applications open when a new housing opportunity becomes available预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。