City of Greenville Employer Assisted Homebuyer Pilot Program

City of Greenville Employer Assisted Homebuyer Pilot Program是面向Greenville，South Carolina购房者的可免除贷款，由CommunityWorks Carolina (on behalf of the City of Greenville)管理。 An employer-assisted housing (EAH) pilot program funded by the City of Greenville and administered by CommunityWorks Carolina, providing up to $50,000 (full-time) or $25,000 (permanent part-time) in down payment and/or closing-cost assistance to eligible City of Greenville employees buying a primary residence. Assistance is a 0% non-amortizing subordinate loan forgiven over five years, tiered by household income up to 150% AMI. Distinct from Greenville County's CommunityWorks-administered Homebuyer Assistance Program. Up to $50,000 for full-time / $25,000 for part-time employees. 0% interest, no monthly payments. Forgiven over 5 years. Usable for down payment and/or closing costs. New or existing homes, including contiguous counties. Available up to 150% AMI. 资金来自City of Greenville (employer-funded; administered by CommunityWorks Carolina). Pilot program.

City of Greenville Employer Assisted Homebuyer Pilot Program提供$10,000至$50,000的援助。 援助档次：Full-Time employees: up to $50,000 (<=80% AMI); $40,000 (>80-100% AMI); $30,000 (>100-120% AMI); $20,000 (>120-150% AMI). Permanent Part-Time: up to $25,000 (<=80% AMI); $20,000 (>80-100% AMI); $15,000 (>100-120% AMI); $10,000 (>120-150% AMI). 购房者自付部分：Buyer must invest a minimum of $500 into the home purchase at time of closing. 金额是该项目公布的上限，并非报价——具体每人的援助金额由CommunityWorks Carolina (on behalf of the City of Greenville)决定。

City of Greenville Employer Assisted Homebuyer Pilot Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Repayment triggered if the employee leaves City of Greenville employment, the home ceases to be the borrower's principal residence, or the property is sold before the 5-year forgiveness term is complete. 该援助以Subordinate (secured by promissory note and mortgage lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Greenville Employer Assisted Homebuyer Pilot Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Buyer must be a first-time homebuyer OR not have owned a home in the past 3 years. 关于信用，该项目说明：Not published; borrower must qualify for a 30-year fixed-rate first mortgage. 须参加购房者教育课程，由CommunityWorks Carolina homebuyer education workshop.提供。 居住要求：Must be a Full-Time or Permanent Part-Time City of Greenville employee, employed by the City for a minimum of 1 year and in good standing (non-probationary, 3.0+ annual review average, not on a PIP, no disciplinary suspensions within 12 months). Pilot program; subject to City of Greenville discretion and good-standing employment criteria (City of Greenville employees only).

City of Greenville Employer Assisted Homebuyer Pilot Program的收入限制如下：Assistance is tiered by household income relative to the City of Greenville AMI: <=80%, >80-100%, >100-120%, >120-150% AMI. Eligibility extends up to 150% AMI. Specific dollar limits by household size set by CommunityWorks using HUD AMI figures, not published on the fact sheet. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Greenville Employer Assisted Homebuyer Pilot Program可用于Single Family。 新建房屋符合条件。

City of Greenville Employer Assisted Homebuyer Pilot Program仅限City of Greenville employees only.的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

City of Greenville Employer Assisted Homebuyer Pilot Program服务于在Greenville，South Carolina购房的购房者。 该项目针对特定区域：Eligible properties limited to Greenville County and SC counties contiguous to Greenville (Abbeville, Anderson, Laurens, Pickens, Spartanburg).

City of Greenville Employer Assisted Homebuyer Pilot Program的申请通过CommunityWorks Carolina (on behalf of the City of Greenville)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lender completes the Lender Application Checklist; buyer applies through CommunityWorks. First-come basis.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。