本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 关于信用:No published minimum; staff can work with applicants on credit before approval.
- 完成购房者教育课程
- 居住要求:Lived and/or worked in Greenville County at least one year
- Sweat-equity model: 200+ hours plus 25 hours of homebuyer education before purchase. Also runs the Advancing Black Homeownership Project initiative (program itself is open to all income-qualified applicants; not race-restricted). Applications open in periodic windows. Habitat assistance_type 'other'.
- 位于Greenville County的房屋
不适用于
- 预制房屋
- 收入超过地区收入中位数80%的家庭
- Greenville County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Greenville County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Greenville County的房屋Greenville County的房屋,以及本项目接受的房屋
- 67.5% 独栋独栋住宅
- 4.6% 联排联排别墅
- 4.2% 2–4个单元2–4个单元
- 16.3% 5+个单元公寓和共管公寓楼(5+个单元)
- 7.4% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$299,000
Greenville County房屋价值中位数
35.2%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Greenville County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Habitat for Humanity of Greenville County预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Habitat for Humanity of Greenville County Homeownership Program是什么?
Habitat for Humanity of Greenville County Homeownership Program是面向Greenville,South Carolina购房者的首付援助,由Habitat for Humanity of Greenville County管理。 Habitat for Humanity of Greenville County builds homes with volunteer labor and sells them to income-qualified partner families through an affordable, 0% interest mortgage, with payments capped at no more than 30% of gross monthly income. Applicants must have lived and/or worked in Greenville County for at least one year, earn 30%-80% of AMI, demonstrate need, and complete 25 hours of education plus 200+ sweat-equity hours. A sweat-equity / 0%-mortgage model, not a cash down payment grant. 0% interest mortgage. Payment capped at 30% of gross income. Builds equity. 25 hours homebuyer education. New build home. 资金来自Donations, sponsorships, grants, homeowner mortgage payments, ReStore proceeds。
需要偿还吗?
Habitat for Humanity of Greenville County Homeownership Program是首付援助,按Habitat for Humanity of Greenville County设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Habitat for Humanity of Greenville County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:No published minimum; staff can work with applicants on credit before approval. 须参加购房者教育课程。 居住要求:Lived and/or worked in Greenville County at least one year。 Sweat-equity model: 200+ hours plus 25 hours of homebuyer education before purchase. Also runs the Advancing Black Homeownership Project initiative (program itself is open to all income-qualified applicants; not race-restricted). Applications open in periodic windows. Habitat assistance_type 'other'.
收入限制是多少?
Habitat for Humanity of Greenville County Homeownership Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income between 30% (min) and 80% (max) of AMI for the family size. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Habitat for Humanity of Greenville County Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
Habitat for Humanity of Greenville County Homeownership Program服务于在Greenville,South Carolina购房的购房者。 该项目针对特定区域:Advancing Black Homeownership Project (launched Fall 2023).
如何申请?
Habitat for Humanity of Greenville County Homeownership Program的申请通过Habitat for Humanity of Greenville County办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Greenville County购房者面向Greenville County购房者的其他项目
- CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program最高$50,000
- Greenville County Homebuyer Assistance Program可免除
- SC Housing Made It Home! Program最高$25,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Greenville County的全部76个项目项目条款由Habitat for Humanity of Greenville County设定,并可能变化;申请前请在官方网站上确认。