Greenville County Homebuyer Assistance Program

Greenville County Homebuyer Assistance Program是面向Greenville县，South Carolina购房者的可免除贷款。 HOME/CDBG-funded county DPA program for first-time homebuyers in Greenville County. Up to $15,000 forgivable second over 10 years at 0% interest. The Greenville County Homebuyer Assistance Program is a HOME / CDBG-funded place-based DPA program administered by Community Works on behalf of Greenville County. Up to $15,000 in DPA is structured as a 0%-interest forgivable second mortgage, deferred and forgiven over 10 years of continued owner-occupancy. Property must be located within Greenville County (including the City of Greenville). Sales price up to $205,000 (existing) / $250,000 (new construction). Income from 50% AMI ($49,650 1p) up to 120% AMI ($140,400 8p) Greenville MSA. Eligible loan products include FHA, VA, USDA-RD, and conventional. 资金来自Federal、HOME和CDBG。

Greenville County Homebuyer Assistance Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven over 10 years of continued owner-occupancy. Unforgiven balance due on sale, refinance, transfer, or non-owner-occupancy before 10 years. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Greenville County Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：No prior ownership in past 3 years per HUD HOME definition of first-time homebuyer. 关于信用，该项目说明：620 minimum representative FICO across all borrowers per Community Works underwriting guidelines. 须参加购房者教育课程，由Community Works HUD-approved homebuyer education and one-on-one counseling.提供。 居住要求：Property must be located within Greenville County, SC and serve as borrower's principal residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen per HUD HOME requirements. Property must be located within Greenville County, SC. First-time homebuyer required. Owner-occupied principal residence. Household income $49,650-$140,400 (50%-120% AMI Greenville MSA). Sales price $205,000 max existing / $250,000 max new construction. 620 minimum FICO. HUD-approved homebuyer education required prior to closing. $1,000 minimum borrower contribution.

Greenville County Homebuyer Assistance Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Greenville County / MSA AMI tiers from 50% AMI ($49,650 1p) to 120% AMI ($140,400 8p). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Greenville County Homebuyer Assistance Program将房价上限设为$250,000。 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD和manufactured home on permanent foundation per servicer overlays. 新建房屋符合条件。 预制房屋符合条件。

Greenville County Homebuyer Assistance Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Greenville County Homebuyer Assistance Program服务于在Greenville县，South Carolina购房的购房者。

Greenville County Homebuyer Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application submitted directly to Community Works at time of pre-approval.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。