本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——有例外:Not owned in past 3 years qualifies
- 房屋作为主要住所自住
- 完成购房者教育课程,由CommunityWorks Carolina提供
- Employer-restricted to City of Greenville employees. Employee must be in good standing (3.0 average on annual performance reviews; no PIP; no disciplinary suspensions within 12 months). Discretionary program. Appraisal and 3rd-party inspection required. Lender must complete Lender Application Checklist first. Exact repayment trigger language not fully specified in fact sheet — confirm with CommunityWorks.
- 位于Greenville County的房屋
不适用于
- 预制房屋
- 收入超过地区收入中位数150%的家庭
- Greenville County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
150% Greenville County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Greenville County的房屋Greenville County的房屋,以及本项目接受的房屋
- 67.5% 独栋独栋住宅
- 4.6% 联排联排别墅
- 4.2% 2–4个单元2–4个单元
- 16.3% 5+个单元公寓和共管公寓楼(5+个单元)
- 7.4% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$299,000
Greenville County房屋价值中位数
35.2%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Greenville County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由CommunityWorks Carolina提供。
联系CommunityWorks Carolina预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program是什么?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program是面向Greenville,South Carolina购房者的可免除贷款,由CommunityWorks Carolina管理。 Full-time and permanent part-time City of Greenville employees with at least one year of service can receive up to $50,000 in down payment or closing cost assistance. Assistance is a 5-year forgivable loan at 0% interest, with the amount based on household income tier (up to 150% AMI). The property must be in Greenville County or a contiguous SC county (Abbeville, Anderson, Laurens, Pickens, Spartanburg). Buyers must be first-time homebuyers or not have owned in 3 years. Up to $50,000 forgivable DPA. 0% interest, no monthly payments. Forgiven over 5 years. Open to full-time and permanent part-time City employees. Available in 5-county area around Greenville. 资金来自City of Greenville。
提供多少援助?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program提供最高$50,000的援助。 该项目要求购房者自付$500 minimum buyer contribution at closing。 金额是该项目公布的上限,并非报价——具体每人的援助金额由CommunityWorks Carolina决定。
需要偿还吗?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Not confirmed in fact sheet — likely sale, refinance, or loss of employment before term。 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Not owned in past 3 years qualifies。 须参加购房者教育课程,由CommunityWorks Carolina提供。 Employer-restricted to City of Greenville employees. Employee must be in good standing (3.0 average on annual performance reviews; no PIP; no disciplinary suspensions within 12 months). Discretionary program. Appraisal and 3rd-party inspection required. Lender must complete Lender Application Checklist first. Exact repayment trigger language not fully specified in fact sheet — confirm with CommunityWorks.
收入限制是多少?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program将家庭收入限制在地区收入中位数的150%,该数值因县和家庭人数而异。 Tiered up to 150% AMI. Full-time: $50k at ≤80% AMI; $40k at 80-100%; $30k at 100-120%; $20k at 120-150%. Part-time: $25k at ≤80%; $20k at 80-100%; $15k at 100-120%; $10k at 120-150% (Greenville County 2025 AMI: 4-person 100% = $97,300; 4-person 80% = $77,350). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。
是否有针对特定群体的资格?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program仅限City of Greenville (full-time or permanent part-time, min. 1 year, in good standing)的员工。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program服务于在Greenville,South Carolina购房的购房者。
如何申请?
CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program的申请通过CommunityWorks Carolina办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Greenville County购房者面向Greenville County购房者的其他项目
- Greenville County Homebuyer Assistance Program可免除
- Habitat for Humanity of Greenville County Homeownership Program可获援助
- SC Housing Made It Home! Program最高$25,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Greenville County的全部76个项目项目条款由CommunityWorks Carolina设定,并可能变化;申请前请在官方网站上确认。