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本页面由机器翻译。英文版本为原文。

县级项目可免除

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program是面向Greenville,South Carolina购房者的可免除贷款,由CommunityWorks Carolina管理。

最近核实于来源:CommunityWorks Carolina

该项目要求

  • 首次购房者——有例外:Not owned in past 3 years qualifies
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由CommunityWorks Carolina提供
  • Employer-restricted to City of Greenville employees. Employee must be in good standing (3.0 average on annual performance reviews; no PIP; no disciplinary suspensions within 12 months). Discretionary program. Appraisal and 3rd-party inspection required. Lender must complete Lender Application Checklist first. Exact repayment trigger language not fully specified in fact sheet — confirm with CommunityWorks.
  • 位于Greenville County的房屋

不适用于

  • 预制房屋
  • 收入超过地区收入中位数150%的家庭
  • Greenville County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

150% Greenville County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$106,400
地区收入中位数,4人家庭(HUD,2026)

适用地区

Greenville County的房屋

  • 67.5% 独栋
  • 4.6% 联排
  • 4.2% 2–4个单元
  • 16.3% 5+个单元
  • 7.4% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$299,000

Greenville County房屋价值中位数

35.2%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Greenville County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由CommunityWorks Carolina提供。

  2. 联系CommunityWorks Carolina预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program是什么?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program是面向Greenville,South Carolina购房者的可免除贷款,由CommunityWorks Carolina管理。 Full-time and permanent part-time City of Greenville employees with at least one year of service can receive up to $50,000 in down payment or closing cost assistance. Assistance is a 5-year forgivable loan at 0% interest, with the amount based on household income tier (up to 150% AMI). The property must be in Greenville County or a contiguous SC county (Abbeville, Anderson, Laurens, Pickens, Spartanburg). Buyers must be first-time homebuyers or not have owned in 3 years. Up to $50,000 forgivable DPA. 0% interest, no monthly payments. Forgiven over 5 years. Open to full-time and permanent part-time City employees. Available in 5-county area around Greenville. 资金来自City of Greenville。

提供多少援助?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program提供最高$50,000的援助。 该项目要求购房者自付$500 minimum buyer contribution at closing。 金额是该项目公布的上限,并非报价——具体每人的援助金额由CommunityWorks Carolina决定。

需要偿还吗?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Not confirmed in fact sheet — likely sale, refinance, or loss of employment before term。 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Not owned in past 3 years qualifies。 须参加购房者教育课程,由CommunityWorks Carolina提供。 Employer-restricted to City of Greenville employees. Employee must be in good standing (3.0 average on annual performance reviews; no PIP; no disciplinary suspensions within 12 months). Discretionary program. Appraisal and 3rd-party inspection required. Lender must complete Lender Application Checklist first. Exact repayment trigger language not fully specified in fact sheet — confirm with CommunityWorks.

收入限制是多少?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program将家庭收入限制在地区收入中位数的150%,该数值因县和家庭人数而异。 Tiered up to 150% AMI. Full-time: $50k at ≤80% AMI; $40k at 80-100%; $30k at 100-120%; $20k at 120-150%. Part-time: $25k at ≤80%; $20k at 80-100%; $15k at 100-120%; $10k at 120-150% (Greenville County 2025 AMI: 4-person 100% = $97,300; 4-person 80% = $77,350). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

是否有针对特定群体的资格?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program仅限City of Greenville (full-time or permanent part-time, min. 1 year, in good standing)的员工。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program服务于在Greenville,South Carolina购房的购房者。

如何申请?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program的申请通过CommunityWorks Carolina办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由CommunityWorks Carolina设定,并可能变化;申请前请在官方网站上确认。