本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Credit score of 580 or above for the homeownership track.
- 完成购房者教育课程,由RISE Foundation financial education; homebuyer education workshop and quarterly Homebuyer Club meetings.提供
- 居住要求:Must live in Memphis or Shelby County.
- Matched-savings/IDA program, not a lender DPA: must enroll, complete RISE education, save $25-$100/month for 6 months; RISE matches 2:1 (combined up to $3,000; matched/gift portion up to $2,000). Eligibility: employed; live in Memphis/Shelby County; 18+ head of household; maintain MHA Section 8 HCV OR EITC-eligible; 580+ credit. Confirm current enrollment/funding.
- 位于Shelby County的房屋
不适用于
- Shelby County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Shelby County的房屋Shelby County的房屋,以及本项目接受的房屋
- 66.3% 独栋独栋住宅
- 4.3% 联排联排别墅
- 6.9% 2–4个单元2–4个单元
- 21.2% 5+个单元公寓和共管公寓楼(5+个单元)
- 1.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$249,100
Shelby County房屋价值中位数
54.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Shelby County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由RISE Foundation financial education; homebuyer education workshop and quarterly Homebuyer Club meetings.提供。
联系RISE Foundation, Inc. (RISE Memphis)预留资金
资金通过Enrollment via RISE financial education classes; save $25-$100/month for 6 consecutive months.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)是什么?
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)是面向Memphis,Tennessee购房者的赠与资金,由RISE Foundation, Inc. (RISE Memphis)管理。 RISE Memphis's Save Up is a matched-savings (Individual Development Account) program for low-to-moderate wage earners in Memphis and Shelby County. After completing financial education and saving $25-$100 per month for six consecutive months, RISE matches each dollar saved 2:1, tripling savings up to a combined total of $3,000 that can be used to purchase a home. Homeownership-track participants must complete a homebuyer education workshop and attend quarterly Homebuyer Club meetings. 2:1 match on savings. Combined savings up to $3,000 toward home purchase. Free financial and homebuyer education. Builds credit and savings discipline. 资金来自City of Memphis HCD; Women's Foundation for a Greater Memphis; MassMutual Foundation; partner banks; FINRA Investor Education Foundation.
提供多少援助?
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)提供最高$2,000的援助。 购房者自付部分:Save $25-$100 per month for 6 consecutive months (matched 2:1). 金额是该项目公布的上限,并非报价——具体每人的援助金额由RISE Foundation, Inc. (RISE Memphis)决定。
需要偿还吗?
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Credit score of 580 or above for the homeownership track. 须参加购房者教育课程,由RISE Foundation financial education; homebuyer education workshop and quarterly Homebuyer Club meetings.提供。 居住要求:Must live in Memphis or Shelby County. Matched-savings/IDA program, not a lender DPA: must enroll, complete RISE education, save $25-$100/month for 6 months; RISE matches 2:1 (combined up to $3,000; matched/gift portion up to $2,000). Eligibility: employed; live in Memphis/Shelby County; 18+ head of household; maintain MHA Section 8 HCV OR EITC-eligible; 580+ credit. Confirm current enrollment/funding.
收入限制是多少?
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)的收入限制如下:No published AMI percentage limit. Targeted to low-to-moderate wage earners; must be employed and either maintain an MHA Section 8 HCV or be EITC-eligible. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)可用于Single Family。
适用于哪些地区?
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)服务于在Memphis,Tennessee购房的购房者。
如何申请?
RISE Foundation Save Up (Matched-Savings IDA for Homeownership)的申请通过RISE Foundation, Inc. (RISE Memphis)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Enrollment via RISE financial education classes; save $25-$100/month for 6 consecutive months.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Shelby County购房者面向Shelby County购房者的其他项目
- Hope Credit Union Affordable Home Program (TN)最高$425,000
- United Housing Cherry Mortgage最高$150,000
- Rise Up Program (Memphis & West Tennessee)最高$25,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Shelby County的全部80个项目项目条款由RISE Foundation, Inc. (RISE Memphis)设定,并可能变化;申请前请在官方网站上确认。