City of West Allis Home Buyer Loan Program

City of West Allis Home Buyer Loan Program是面向West Allis，Wisconsin购房者的需偿还的第二贷款，由City of West Allis Department of Development / Housing Department管理。 The City of West Allis Home Buyer Loan Program provides low- to moderate-income households a 0% interest deferred loan of up to $5,000 toward the down payment and closing costs on a single-family home or duplex in West Allis. The loan is repaid in small monthly installments (about $40/month) and the buyer must occupy the home as a principal residence for at least five years. Applicants must complete HUD-certified homebuyer counseling and apply at least three weeks before closing. Up to $5,000 toward down payment and closing costs. 0% interest. Low monthly repayment (~$40/month). Covers single-family homes and duplexes in West Allis. 资金来自City of West Allis (CDBG / local housing funds)。

City of West Allis Home Buyer Loan Program提供最高$5,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of West Allis Department of Development / Housing Department决定。

City of West Allis Home Buyer Loan Program是需偿还的第二贷款，按City of West Allis Department of Development / Housing Department设定的条款偿还。 触发还款的情形：Repaid in small monthly installments (~$40/month); buyer must remain owner-occupant for a minimum of 5 years. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of West Allis Home Buyer Loan Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-Certified Housing Counselors (homebuyer counseling course; proof of completion required).提供。 居住要求：Property must be located within the City of West Allis and used as the buyer's principal residence for at least 5 years. Repayable 0% loan (not forgivable). 5-year owner-occupancy required. Min credit score, DTI, and minimum contribution not published in the primary source (left blank, not guessed). Income table and purchase-price caps reflect the 2025 application.

City of West Allis Home Buyer Loan Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Maximum gross annual household income by household size (2025): 1=$39,350; 2=$44,950; 3=$50,550; 4=$56,150; 5=$60,650; 6=$65,150; 7=$69,650; 8=$74,150 (~80% AMI, Milwaukee MSA). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of West Allis Home Buyer Loan Program将房价上限设为$269,000。 符合条件的房屋类型包括Single Family和2-4 Unit。

City of West Allis Home Buyer Loan Program服务于在West Allis，Wisconsin购房的购房者。

City of West Allis Home Buyer Loan Program的申请通过City of West Allis Department of Development / Housing Department办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application submitted to City Housing Department a minimum of 3 weeks prior to scheduled closing; funds subject to availability.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。