Programs by loan typePrograms by loan type · Alabama
Down payment assistance you can pair with a Section 184 loan in Alabama
1 program names Section 184 loans: 1 statewide.1 program in Alabama names Section 184 loans among the first mortgages it can be paired with: 1 open statewide.
Two approvals, made separately. The lender underwrites the Section 184 loan; the program reviews its own application, and the lender must also accept the assistance. The loan type is one rule among several.The lender underwrites the Section 184 loan; the assistance program reviews its own application. A program naming Section 184 means the two can be combined, and the lender must also accept the assistance as a source of funds. The loan type is one rule among several.
The 1 program, closest first
Open anywhere in Alabama
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Alabama. Listed A–Z within each group, not ranked.
In a Alabama city 0 programs
No Alabama city program names Section 184. 7 cities run a program of their own.No Alabama city program names Section 184 loans in its record. 7 Alabama cities run a program of their own. Browse Alabama cities →
Anywhere in Alabama 1 program
Can sit alongside a city or county program where both allow itWhat to know
What the 1 record say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 0 of 1
ask for a homebuyer education class.
- 0 of 1
are limited to first-time homebuyers, as each program defines it.
- 1 of 1
is first mortgage.
Free help in AlabamaFree help in Alabama
24 HUD-approved counseling agencies in Alabama24 HUD-approved housing counseling agencies in Alabama
A HUD-approved counselor teaches homebuyer classes and can explain how the assistance and a Section 184 loan fit together.A HUD-approved counselor teaches homebuyer classes and can explain how an assistance program and a first mortgage fit together, before you talk to a lender. Create a free account to see who’s near you.
Free account → 90-second match → your counselors · Sign in
Questions, answered
Can down payment assistance be used with a Section 184 loan in Alabama?
1 program in Alabama name Section 184 loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming Section 184 loans mean a program is open to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.