Assistance availableCalhoun County
Calhoun Cleburne Habitat for Humanity Homeownership Program
Down-payment assistance · First-time homebuyers
Names: veterans · Homebuyer class required
See details →Programs by situationPrograms by situation · Alabama
Down payment assistance for veterans and military families in Alabama
2 programs name veterans and military families: 1 county or regional, 1 statewide.2 programs in Alabama name veterans and military families among the groups they serve: 1 by a county or regional agency and 1 open statewide.
Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a veteran puts a program on this list; it does not decide whether you can use it.Each program below also sets its own income limit, purchase price cap, occupancy rule and credit requirement. Being a veteran gets a program onto this list; it does not decide whether you can use it.
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The 2 programs, closest first
From a single county out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Alabama. Listed A–Z within each group, not ranked.
In a Alabama city 0 programs
No Alabama city program names veterans and military families. 7 cities run a program of their own.No Alabama city program names veterans and military families in its record. 7 Alabama cities run a program of their own, open to eligible homebuyers whatever their work or service. Browse Alabama cities →
In a county or region 1 program
For homes anywhere in the county or the counties namedAnywhere in Alabama 1 program
Can sit alongside a city or county program where both allow itUp to $20,000
RCLF Alabama Down Payment Assistance Program
Forgivable loan · First-time homebuyers · Income limit 80% of area median income
Names: veterans · Homebuyer class required
See details →Nationwide 5 programs · not in the 2
Nationwide: 5 more, not in the 25 nationwide programs that also name veterans and military families, each with its own area and eligibility rules
- Navy Federal Credit Union Homebuyers Choice Loan
- Navy Federal Credit Union Military Choice Loan
- U.S. Department of Veterans Affairs Native American Direct Loan
- U.S. Department of Veterans Affairs Specially Adapted Housing (SAH) Grant
- U.S. Department of Veterans Affairs VA-backed Purchase Loan
- All nationwide programs →
What to know
What the 2 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 2 of 2
ask for a homebuyer education class.
- 2 of 2
are limited to first-time homebuyers, as each program defines it.
- 1 of 2
name an FHA, VA, USDA or conventional loan they can be paired with.
Free help in AlabamaFree help in Alabama
24 HUD-approved counseling agencies in Alabama24 HUD-approved housing counseling agencies in Alabama
All 2 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.All 2 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets, including the ones that have nothing to do with being a veteran. Create a free account to see who’s near you.
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More of Alabama’s programs
Questions, answered
Does being a veteran mean I can use these programs?
No. These programs name veterans and military families in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.
Why are nationwide programs listed separately?
A nationwide program is not one of Alabama’s own, so it is listed below the 2 Alabama programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.