Is there a purchase price limit for down payment assistance?
746 of the 2,700-plus programs in the catalog publish a maximum purchase price.
Purchase price caps are usually set per county and are revised as local prices move, so a cap published this year may differ next year. Programs without a published cap are often limited in practice by their income limit, or by the loan limit of the underlying first mortgage.
State by state
50 states and territories have at least one. Each links to that state's full directory.
| State | Programs publishing a price cap |
|---|---|
| California | 180 |
| Texas | 37 |
| Colorado | 32 |
| Maryland | 29 |
| Georgia | 28 |
| Minnesota | 24 |
| Ohio | 23 |
| Tennessee | 22 |
| New York | 19 |
| New Jersey | 18 |
| North Carolina | 17 |
| Virginia | 17 |
| Illinois | 16 |
| Oklahoma | 15 |
| South Carolina | 14 |
| Utah | 14 |
| Florida | 12 |
| South Dakota | 12 |
| Wisconsin | 12 |
| Connecticut | 11 |
| Massachusetts | 11 |
| Indiana | 10 |
| Kentucky | 10 |
| Michigan | 10 |
| Pennsylvania | 10 |
| West Virginia | 10 |
| Arizona | 8 |
| Iowa | 8 |
| Missouri | 8 |
| Nevada | 8 |
| Delaware | 7 |
| Louisiana | 7 |
| Mississippi | 7 |
| North Dakota | 7 |
| Vermont | 7 |
| Maine | 6 |
| Nebraska | 6 |
| New Hampshire | 6 |
| Washington | 6 |
| Kansas | 5 |
| Montana | 5 |
| Oregon | 5 |
| Alabama | 4 |
| Arkansas | 4 |
| District of Columbia | 4 |
| Rhode Island | 4 |
| Alaska | 3 |
| Hawaii | 3 |
| New Mexico | 3 |
| Wyoming | 2 |
Questions, answered
Is there a purchase price limit for down payment assistance?
746 of the 2,700-plus programs in the catalog publish a maximum purchase price. Purchase price caps are usually set per county and are revised as local prices move, so a cap published this year may differ next year. Programs without a published cap are often limited in practice by their income limit, or by the loan limit of the underlying first mortgage.
Where do these numbers come from?
Hey Prescott maintains a catalog of active down payment assistance programs across all 50 states and DC, each verified against the administering agency's own published material and carrying the date it was last checked. The counts on this page are drawn from that catalog and refresh as it does.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
More questions
- Do you have to pay back down payment assistance?
- Do you have to be a first-time buyer to get down payment assistance?
- Can you combine down payment assistance programs?
- Do you need a homebuyer education class for down payment assistance?
- What credit score do you need for down payment assistance?
- Can you use down payment assistance on a manufactured home?
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