CPLC Open Doors Down Payment Assistance Program

CPLC Open Doors Down Payment Assistance Program is a grant for homebuyers in Phoenix, Arizona, administered by Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix. CPLC Housing Counseling, in partnership with the City of Phoenix, offers the Open Doors Down Payment Assistance (DPA) program to first-time homebuyers in Phoenix whose total household earnings are at or below 80% of Area Median Income. The amount awarded varies based on financial need. CPLC is a HUD-approved counseling agency with over 30 years of experience, and also offers bilingual mortgage counseling and lending through its CPLC Home Lending subsidiary. DPA amount based on financial need. City of Phoenix-funded grant. Bilingual English/Spanish services. HUD-approved housing counseling. Access to CPLC Home Lending mortgage products.

CPLC Open Doors Down Payment Assistance Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

CPLC Open Doors Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through CPLC HUD-certified homebuyer education (online via eHomeAmerica). Residency requirement: City of Phoenix. City of Phoenix only. Income at or below 80% AMI. Amount varies based on financial need — no fixed maximum published. Applicants must apply through CPLC Housing Counseling. CPLC also offers mortgage lending through CPLC Home Lending, LLC (NMLS 2418029) which is a separate subsidiary. [orig: dpa_interest_rate: 0%].

CPLC Open Doors Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size. Total household earnings at or below 80% of Area Median Income (AMI). The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

CPLC Open Doors Down Payment Assistance Program serves homebuyers purchasing in Phoenix, Arizona.

Applications for CPLC Open Doors Down Payment Assistance Program go through Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.