CPLC Open Doors Down Payment Assistance Program

What is CPLC Open Doors Down Payment Assistance Program?

CPLC Open Doors Down Payment Assistance Program is a grant for homebuyers in Phoenix, Arizona, administered by Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix.

• CPLC Housing Counseling, in partnership with the City of Phoenix, offers the Open Doors Down Payment Assistance (DPA) program to first-time homebuyers in Phoenix whose total household earnings are at or below 80% of Area Median Income. The amount awarded varies based on financial need. CPLC is a HUD-approved counseling agency with over 30 years of experience, and also offers bilingual mortgage counseling and lending through its CPLC Home Lending subsidiary.
• DPA amount based on financial need.
• City of Phoenix-funded grant.
• Bilingual English/Spanish services.
• HUD-approved housing counseling.
• Access to CPLC Home Lending mortgage products.

Do you have to pay it back?

CPLC Open Doors Down Payment Assistance Program is structured as a grant, so it is not repaid.

• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

CPLC Open Doors Down Payment Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

CPLC Open Doors Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size.

• Total household earnings at or below 80% of Area Median Income (AMI).
• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Where does it apply?

CPLC Open Doors Down Payment Assistance Program serves buyers purchasing in Phoenix, Arizona.

How do you apply?

Applications for CPLC Open Doors Down Payment Assistance Program go through Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through CPLC HUD-certified homebuyer education (online via eHomeAmerica).

2. 2

   Contact Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.