FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Arizona
Assistance grant · New construction · Income limits · First-time
Down payment assistance · Arizona
Buying a home in Arizona
45 programs: 10 statewide, the rest run by counties and 10 cities. What you can use depends on where the home is.45 programs across Arizona: 10 statewide, the rest run by counties and 10 cities. What you can use depends on where the home is.
Free · No SSN · No credit pull
Start with your county
Local help, prices and income limits differ county to county
- Maricopa12 local programs · $452,800 · AMI $112,400
- Pima7 local programs · $319,700 · AMI $99,800
- Coconino4 local programs · $448,000 · AMI $106,000
- Yavapai4 local programs · $425,200 · AMI $92,200
- All 15 counties
Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–August 2026.
Anywhere in Arizona
10 statewide programs
A.R.C. Homebuyer Readiness Down Payment Assistance
Down-payment assistance · Income limits · First-time
TOKA Down Payment Assistance Program
Deferred second loan · Forgiven over 5 yrs · Income limits · First-time
- Veterans · 5
- First responders · 1
- Healthcare workers · 1
- With FHA · 22
- With conventional · 27
- With VA · 21
- With USDA · 23
- With Section 184 · 1
Plus 62 nationwide programs. See them See nationwide programs
Free help from a person
23 HUD-approved counseling agencies in Arizona23 HUD-approved housing counseling agencies in Arizona
5 of the 10 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.5 of the 10 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.
Find my counselor
Free account → 90-second match → your counselors
Income limitsIncome limits and price caps in ArizonaArea median income for all 15 counties, and the limit each program sets.See the limits
Arizona questions
What is FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Arizona?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Arizona, a assistance grant for first-time homebuyers (new construction, income limits), open anywhere in Arizona and run by Federal Home Loan Bank of San Francisco (delivered via member financial institutions). Its page has the details and a link to the official site.
Which Arizona counties run their own programs?
7 counties of 15 have a county or city program listed, among them Maricopa, Pima, Coconino and Yavapai. The table above lists them, and each county page has its own programs.
Do I need a homebuyer class in Arizona?
Many programs ask for one. 5 of the 10 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.
Can I use assistance on a Arizona condo?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.