Solano/Napa Habitat for Humanity - Homeownership Program
Down-payment assistance · New construction · Income limit 80% of AMI
Habitat-built single-family home
See details Jul 2026
Down payment assistance · California
Buying a home in Solano County, CA
1 county-wide program, 3 cities with their own, plus 43 statewide and 62 nationwide.Solano has 1 program that covers the whole county and 3 cities with a program of their own. On top of those, 43 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in SolanoAnywhere in Solano County
1 program for every Solano address1 program that covers every Solano address
It is for first-time homebuyers and ask for a homebuyer class.This is run for the whole county, so a home in Vallejo, Fairfield or Vacaville can use it. It is for first-time homebuyers and ask for a homebuyer class.
AMI is HUD’s area median income for Solano, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
3 cities with their own program3 Solano cities with their own program
For a home inside that city, on top of the county-wide 1.A city program is for a home inside that city. Buying there? It sits on top of the 1 county-wide program above.
The Solano marketThe Solano housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Solano
- 71.5% single-familysingle-family
- 4.7% townhousetownhouse
- 7.2% 2–4 units2–4 units
- 13.9% 5+ unitscondo & apartment buildings (5+ units)
- 2.7% mobile & othermobile home & other
Condos count. 0 of the 1 county-wide program and all 3 city programs list condos as eligible. Solano/Napa Habitat for Humanity - Homeownership Program lists habitat-built single-family home.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Solano’s homes were built
pre-19401970s2020+
45.2%
of Solano homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$120,300
HUD area median income, 4 people (FY2026)HUD area median income, Solano County, 4-person household (FY2026)
$100,401
Median household income (ACS 2024 5-year)Median household income in Solano (Census ACS 2024 5-year)
63%
of occupied homes are owner-occupied (California: 55.9%)
The two income figures measure different things. HUD’s area median income is the one programs use. 45 of the 109 programs here set their income limit as a share of Solano County’s area median income, adjusted for household size. See the published limits for Solano County
Free help in SolanoFree help in Solano
1 HUD-approved counseling agency with an office in the county1 HUD-approved housing counseling agency with an office in Solano County
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Solano County.
Solano questions
Can I use a county program anywhere in Solano?
The 1 county-wide program cover homes anywhere in the county. City programs, like Fairfield’s and Vacaville’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Solano County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Solano programs accept condos?
0 of the 1 county-wide program and all 3 city programs list condos as eligible. Solano/Napa Habitat for Humanity - Homeownership Program lists habitat-built single-family home. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Solano?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency has an office in Solano County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.