Solano/Napa Habitat for Humanity - Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Solano County
Buying a home in Benicia, CA
1 county program and 54 statewide.Benicia has no program of its own, 1 across Solano County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Benicia
No program of Benicia’s own yet
No program run for Benicia alone is listed. A home in Benicia can use Solano County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Vallejo, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SolanoAnywhere in Solano County
1 county program1 county program a Benicia homebuyer can use
3 more programs are for homes in Fairfield, Vacaville and Vallejo. See them 3 programs in neighboring cities — for homes inside those cities, not Benicia
The Benicia marketThe Benicia housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Benicia
- 63.4% single-familysingle-family
- 9.7% townhousetownhouse
- 9.4% 2–4 units2–4 units
- 12.5% 5+ unitscondo & apartment buildings (5+ units)
- 5% mobile & othermobile home & other
About condos. Benicia’s one local program does not list condos as eligible. Solano/Napa Habitat for Humanity - Homeownership Program lists habitat-built single-family home.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Benicia’s homes were built
pre-19401970s2020+
45.4%
of Benicia homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$120,300
County area median income, 4 people (HUD)HUD area median income, Solano County, 4-person household (2026)
$121,204
Benicia median household incomeMedian household income in Benicia (Census, 2024)
51 of the 117 programs here set their income limit as a share of Solano County’s area median income, adjusted for household size. See the published limits for Solano County
Free help nearbyFree help near Benicia
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
Benicia’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Solano/Napa Habitat for Humanity - Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Benicia questions
Does Benicia have its own down payment program?
No program run for Benicia alone is listed. A home in Benicia can use the 1 program that cover Solano County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Benicia?
Benicia’s one local program does not list condos as eligible. Solano/Napa Habitat for Humanity - Homeownership Program lists habitat-built single-family home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Solano County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Solano County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Benicia?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Benicia. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
94510
Nearby in Solano
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.