City of La Puente CalHome Loan Program
City of La Puente CalHome Loan Program is a deferred second loan for homebuyers in La Puente, California.
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- A completed homebuyer education course, through Required - HUD-approved
- Sourced via Homebuyer Wallet (CA260136). Must be first-time homebuyer. Total household income at or below 80% LA County AMI. Property must be in City of La Puente.
- A home inside La Puente city limits
It doesn’t cover
- Households above $110,950
- Homes outside La Puente
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
$110,950 household income limit, as the program publishes it
The program states this limit itself. Its official site says how household size changes it.
Where it applies
La Puente’s homesLa Puente’s homes, and the ones this program accepts
- 67.1% single-familysingle-family
- 9.2% townhousetownhouse
- 3.1% 2–4 units2–4 units
- 19.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.7% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$617,700
La Puente median home value
81.1%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in La Puente
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through Required - HUD-approved.
Contact the administering agency to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is City of La Puente CalHome Loan Program?
City of La Puente CalHome Loan Program is a deferred second loan for homebuyers in La Puente, California. CalHome reuse funds. 0% interest deferred loan; due at sale, refinance, or non-occupancy. Standard CalHome program rules apply. Up to $100,000 or 40% of purchase price (whichever less) CalHome deferred loan, with up to $200,000 available for the FTHB DPA program tier. 0% interest, deferred payment. Funding comes from California HCD CalHome Program (reuse).
Do you have to pay it back?
City of La Puente CalHome Loan Program is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off. Repayment is triggered by sale, refinance, or change of primary residence. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
City of La Puente CalHome Loan Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Required - HUD-approved. Sourced via Homebuyer Wallet (CA260136). Must be first-time homebuyer. Total household income at or below 80% LA County AMI. Property must be in City of La Puente.
What are the income limits?
City of La Puente CalHome Loan Program limits household income to $110,950. 80% LA County AMI: HH1 $77,700; HH2 $88,800; HH3 $99,900; HH4 $110,950; HH5 $119,850; HH6 $128,750; HH7 $137,600; HH8 $146,500. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
City of La Puente CalHome Loan Program can be used for Single-family, Condo, Townhouse, Manufactured (real property). Manufactured homes are eligible.
Where does it apply?
City of La Puente CalHome Loan Program serves homebuyers purchasing in La Puente, California.
How do you apply?
Applications for City of La Puente CalHome Loan Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for La Puente homebuyersOther programs open to La Puente homebuyers
- Habitat LA Downpayment Assistance ProgramUp to $100,000
- Home Ownership Program (HOP120)Up to $100,000
- Los Angeles LIPA ProgramUp to $90,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 127 programs for La PuenteProgram terms are set by the administering agency and can change; confirm on the official site before you apply.