Habitat LA Downpayment Assistance Program
Deferred second loan · New construction · Income limit 80% of AMI
Habitat-built single-family home
See details Jun 2026
Down payment assistance · California
Buying a home in Los Angeles County, CA
10 county-wide programs, 20 cities with their own, plus 43 statewide and 62 nationwide.Los Angeles has 10 programs that cover the whole county and 20 cities with a program of their own. On top of those, 43 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in Los AngelesAnywhere in Los Angeles County
10 programs for every Los Angeles address10 programs that cover every Los Angeles address
These are run for the whole county, so a home in Los Angeles, Long Beach or Glendale can use them.
Home Ownership Program (HOP120)
Shared-appreciation loan · Forgiven over 30 yrs · Income limit 120% of AMI
Single-family detached, condominium, townhouse, planned-unit development.
See details Jun 2026
Los Angeles LIPA Program
Deferred second loan · Income limit 80% of AMI
Single Family, Condo, Townhouse
See details Jun 2026
Los Angeles County Mortgage Credit Certificate Program
Mortgage credit certificate · New construction · Income limit 115% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jul 2026
GSFA Assist-to-Own - Los Angeles County Employees
Assistance grant · New construction · Income limit 200% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jun 2026
GSFA Platinum Grant - Los Angeles County Specific
Assistance grant · New construction · Income limit 160% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jun 2026
Habitat for Humanity of Greater Los Angeles - Homeownership Program
Assistance grant · New construction · Income limit 80% of AMI
Habitat-built single-family home
See details Jul 2026
LA County Housing Authority Section 8 Homeownership Voucher Program
Assistance grant · New construction · Income limit 50% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jul 2026
LA County LACDA Home Ownership Program (HOP)
Shared-appreciation loan · New construction · Income limit 120% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jun 2026
NHS Neighborhood Housing Services Los Angeles County
Deferred second loan · New construction · Income limit 80% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jul 2026
AMI is HUD’s area median income for Los Angeles, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
20 cities with their own program20 Los Angeles cities with their own program
For a home inside that city, on top of the county-wide 10.A city program is for a home inside that city. Buying there? It sits on top of the 10 county-wide programs above.
AzusaCity page City of Azusa First-Time Homebuyer ProgramBaldwin ParkCity page City of Baldwin Park First-Time Homebuyer ProgramBurbankCity page City of Burbank First-Time Homebuyer ProgramDowneyCity page City of Downey First-Time Homebuyer ProgramEl MonteCity page City of El Monte First-Time Homebuyer ProgramGlendaleCity page City of Glendale Homebuyer Assistance ProgramHuntington ParkCity page First Time Home Buyer Program (FTHB)InglewoodCity page City of Inglewood First-Time Homebuyer ProgramLa PuenteCity page City of La Puente CalHome Loan ProgramLancasterCity page City of Lancaster First-Time Homebuyer AssistanceLong BeachCity page City of Long Beach First-Generation Homebuyer GrantLong Beach First Time Homebuyer Assistance ProgramLos AngelesCity page Los Angeles Community Land Trust (LACLT) - HomeownershipLos Angeles MIPA (Moderate Income Purchase Assistance) ProgramUSC Faculty & Staff Housing Program (FSH) One-Time SubsidyMontebelloCity page City of Montebello Homebuyer Assistance ProgramNorwalkCity page City of Norwalk First-Time Homebuyer ProgramPalmdaleCity page City of Palmdale First-Time Homebuyer ProgramPasadenaCity page City of Pasadena First Time Homebuyer Program (HOP)PomonaCity page City of Pomona First-Time Homebuyer ProgramRosemeadCity page City of Rosemead Community Development Homeownership Assistance ProgramSanta MonicaCity page City of Santa Monica Below Market Rate Homeownership AssistanceWhittierCity page City of Whittier First-Time Homebuyer Assistance
The Los Angeles marketThe Los Angeles housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Los Angeles
- 47.3% single-familysingle-family
- 6.6% townhousetownhouse
- 8.5% 2–4 units2–4 units
- 36% 5+ unitscondo & apartment buildings (5+ units)
- 1.6% mobile & othermobile home & other
Condos count. 8 of the 10 county-wide programs and all 23 city programs list condos as eligible. Habitat LA Downpayment Assistance Program lists habitat-built single-family home. Habitat for Humanity of Greater Los Angeles - Homeownership Program lists habitat-built single-family home.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Los Angeles’s homes were built
pre-19401970s2020+
70.3%
of Los Angeles homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,100
HUD area median income, 4 people (FY2026)HUD area median income, Los Angeles County, 4-person household (FY2026)
$90,112
Median household income (ACS 2024 5-year)Median household income in Los Angeles (Census ACS 2024 5-year)
45.9%
of occupied homes are owner-occupied (California: 55.9%)
The two income figures measure different things. HUD’s area median income is the one programs use. 73 of the 138 programs here set their income limit as a share of Los Angeles County’s area median income, adjusted for household size. See the published limits for Los Angeles County
Free help in Los AngelesFree help in Los Angeles
18 HUD-approved counseling agencies with an office in the county18 HUD-approved housing counseling agencies with an office in Los Angeles County
31 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.31 of the 33 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Los Angeles County.
127 cities and placesA to Z
All cities in Los Angeles CountyAll 127 cities and places in Los Angeles County
has a program of its own
- Acton
- Agoura
- Agoura Hills
- Agua Dulce
- Alhambra
- Alondra Park
- Altadena
- Arcadia
- Artesia
- Avalon
- Avocado Heights
- Azusa
- Baldwin Park
- Bell
- Bell Gardens
- Bellflower
- Beverly Hills
- Bradbury
- Burbank
- Calabasas
- Carson
- Castaic
- Cerritos
- Charter Oak
- Citrus
- Claremont
- Commerce
- Compton
- Covina
- Cudahy
- Del Aire
- Desert View Highlands
- Diamond Bar
- Downey
- Duarte
- East La Mirada
- East Los Angeles
- East Pasadena
- East Rancho Dominguez
- El Monte
- El Segundo
- Florence-Graham
- Gardena
- Glendale
- Glendora
- Green Valley
- Hacienda Heights
- Hawaiian Gardens
- Hawthorne
- Hermosa Beach
- Hidden Hills
- Huntington Park
- Inglewood
- Irwindale
- La Cañada Flintridge
- La Crescenta-Montrose
- La Habra Heights
- La Mirada
- La Puente
- La Verne
- Lake Los Angeles
- Lakewood
- Lancaster
- Lawndale
- Lennox
- Leona Valley
- Littlerock
- Lomita
- Long Beach
- Los Angeles
- Lynwood
- Malibu
- Manhattan Beach
- Mayflower Village
- Maywood
- Monrovia
- Montebello
- Monterey Park
- North El Monte
- Norwalk
- Palmdale
- Palos Verdes Estates
- Paramount
- Pasadena
- Pico Rivera
- Pomona
- Quartz Hill
- Rancho Palos Verdes
- Redondo Beach
- Rolling Hills
- Rolling Hills Estates
- Rosemead
- Rowland Heights
- San Dimas
- San Gabriel
- San Marino
- Santa Clarita
- Santa Fe Springs
- Santa Monica
- Sierra Madre
- South El Monte
- South Gate
- South Pasadena
- South San Gabriel
- South San Jose Hills
- South Whittier
- Stevenson Ranch
- Sun Village
- Temple City
- Topanga
- Torrance
- Val Verde
- Valencia
- Valinda
- Vincent
- Walnut
- Walnut Park
- West Athens
- West Carson
- West Covina
- West Puente Valley
- West Rancho Dominguez
- West Whittier-Los Nietos
- Westlake Village
- Westmont
- Whittier
- Willowbrook
Los Angeles questions
Can I use a county program anywhere in Los Angeles?
The 10 county-wide programs cover homes anywhere in the county. City programs, like Azusa’s and Baldwin Park’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Los Angeles County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Los Angeles programs accept condos?
8 of the 10 county-wide programs and all 23 city programs list condos as eligible. Habitat LA Downpayment Assistance Program lists habitat-built single-family home. Habitat for Humanity of Greater Los Angeles - Homeownership Program lists habitat-built single-family home. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Los Angeles?
HUD-approved housing counseling agencies teach homebuyer classes, and 18 agencies have an office in Los Angeles County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.