GSFA Platinum Grant - Contra Costa County Specific
GSFA Platinum Grant - Contra Costa County Specific is a grant for homebuyers in Contra Costa County, California.
The program asks for
- The home is occupied as a primary residence
- On credit: Minimum 640 FICO score required for all borrowers
- Residency: Must occupy as primary residence
- Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen
- Up to 5.5% of first mortgage as non-repayable grant; no income limit; no first-time buyer requirement; must use GSFA-approved lender in this county
- A home in Contra Costa County
It doesn’t cover
- Purchases above the $1.2M price cap
- Households above 160% of area median income
- Homes outside Contra Costa County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
160% of Contra Costa County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
Contra Costa County’s homesContra Costa County’s homes, and the ones this program accepts
- 67.5% single-familysingle-family
- 8.9% townhousetownhouse
- 5.6% 2–4 units2–4 units
- 16.5% 5+ unitscondo & apartment buildings (5+ units)
- 1.5% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$866,800
Contra Costa County median home value
53.2%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Contra Costa County
How to apply
How to applyTwo steps, in this order
Contact the administering agency to reserve funds
Funds are reserved through GSFA lender portal, and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is GSFA Platinum Grant - Contra Costa County Specific?
GSFA Platinum Grant - Contra Costa County Specific is a grant for homebuyers in Contra Costa County, California. GSFA Platinum Grant for Contra Costa County homebuyers. Up to 5% grant, no repayment. Up to 5.0% of purchase price in assistance. non-repayable grant. Funding comes from GSFA.
Do you have to pay it back?
GSFA Platinum Grant - Contra Costa County Specific is structured as a grant, so it is not repaid. Repayment is triggered by N/A (non-repayable grant). The assistance is recorded in N/A (grant - no lien) position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
GSFA Platinum Grant - Contra Costa County Specific is open to homebuyers who will live in the home as their primary residence. On credit, the program states: Minimum 640 FICO score required for all borrowers. Residency requirement: Must occupy as primary residence. Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen. Up to 5.5% of first mortgage as non-repayable grant; no income limit; no first-time buyer requirement; must use GSFA-approved lender in this county.
What are the income limits?
GSFA Platinum Grant - Contra Costa County Specific limits household income to 160% of the area median income, which varies by county and household size. Workforce/moderate income: household income ≤160% AMI. The limit applies to total household income, not only the borrower’s. The program lists a maximum household size of 8. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
GSFA Platinum Grant - Contra Costa County Specific caps the purchase price at $1.2M. Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD. New construction is eligible. Manufactured homes are eligible.
Where does it apply?
GSFA Platinum Grant - Contra Costa County Specific serves homebuyers purchasing in Contra Costa County, California.
How do you apply?
Applications for GSFA Platinum Grant - Contra Costa County Specific go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through GSFA lender portal. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Contra Costa County homebuyersOther programs open to Contra Costa County homebuyers
- RCF Connects Down Payment Assistance - Contra CostaUp to $10,000
- Community Housing Development Corporation (CHDC) CalHome DPA - Contra CostaDeferred
- California Dream For AllUp to $150,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 108 programs for Contra Costa CountyProgram terms are set by the administering agency and can change; confirm on the official site before you apply.