RCF Connects Down Payment Assistance - Contra Costa

What is RCF Connects Down Payment Assistance - Contra Costa?

RCF Connects Down Payment Assistance - Contra Costa is a grant for homebuyers in Contra Costa County, California.

• Grants up to $10,000 for first-time homebuyers in Contra Costa County. Focus on communities in Richmond area. Launched to support wealth-building and homeownership access.
• Up to $10,000 in assistance.
• non-repayable grant.
• Funding comes from Non-profit / Philanthropic.

How much assistance does it provide?

RCF Connects Down Payment Assistance - Contra Costa offers up to $10,000 in assistance.

• The program asks buyers to contribute 1% of purchase price (borrower minimum).
• The program can be combined with other assistance, subject to the rules of each.
• Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

RCF Connects Down Payment Assistance - Contra Costa is structured as a grant, so it is not repaid.

• Repayment is triggered by None (grant).
• The assistance is recorded in N/A (grant - no lien) position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

RCF Connects Down Payment Assistance - Contra Costa is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

RCF Connects Down Payment Assistance - Contra Costa sets its income limit as follows: Contact program provider for current income limits.

• The limit applies to total household income, not only the borrower’s.
• The program lists a maximum household size of 8.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

RCF Connects Down Payment Assistance - Contra Costa caps the purchase price as follows: Contact program for current purchase price limits.

• Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD.
• New construction is eligible.
• Manufactured homes are not eligible.

Where does it apply?

RCF Connects Down Payment Assistance - Contra Costa serves buyers purchasing in Contra Costa County, California.

How do you apply?

Applications for RCF Connects Down Payment Assistance - Contra Costa go through the administering agency, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program before funds are reserved.

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved through Contact provider directly; subject to funding availability, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.