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Long Beach First Time Homebuyer Assistance Program

Long Beach First Time Homebuyer Assistance Program is a grant for homebuyers in Long Beach, California.

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The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Required - HUD-approved
  • Sourced via Homebuyer Wallet (CA20250054). Must be first-time homebuyer. Annual household income cannot exceed 200% LA County AMI. Limited to ~100 households.
  • A home inside Long Beach city limits

It doesn’t cover

  • Households above 200% of area median income
  • Homes outside Long Beach

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

200% of Los Angeles County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$108,100
Area median income, 4-person household (HUD, 2026)
Income limits in California

Where it applies

Long Beach’s homes

  • 40.5% single-family
  • 4.6% townhouse
  • 13.3% 2–4 units
  • 40.1% 5+ units
  • 1.5% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$806,600

Long Beach median home value

78.6%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Long Beach

How to apply

  1. Take a homebuyer education course

    Required by the program, through Required - HUD-approved.

  2. Contact the administering agency to reserve funds

    Funds are reserved through first-come-first-served (limited), and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Long Beach First Time Homebuyer Assistance Program?

Long Beach First Time Homebuyer Assistance Program is a grant for homebuyers in Long Beach, California. Grant-style assistance up to $25,000 for first-time homebuyers in Long Beach. Limited to ~100 recipients per cycle. Up to $25,000 in down payment and closing cost assistance for ~100 households. Income up to 200% LA County AMI. Funding comes from City of Long Beach.

Do you have to pay it back?

Long Beach First Time Homebuyer Assistance Program is structured as a grant, so it is not repaid. Repayment is triggered by none (grant). Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Long Beach First Time Homebuyer Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Required - HUD-approved. Sourced via Homebuyer Wallet (CA20250054). Must be first-time homebuyer. Annual household income cannot exceed 200% LA County AMI. Limited to ~100 households.

What are the income limits?

Long Beach First Time Homebuyer Assistance Program limits household income to 200% of the area median income, which varies by county and household size. 200% LA County AMI: HH1 $149,200; HH2 $170,600; HH3 $191,900; HH4 $213,200; HH5 $230,300; HH6 $247,300. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Long Beach First Time Homebuyer Assistance Program can be used for Single-family, Condo, Townhouse.

Where does it apply?

Long Beach First Time Homebuyer Assistance Program serves homebuyers purchasing in Long Beach, California.

How do you apply?

Applications for Long Beach First Time Homebuyer Assistance Program go through the administering agency. Funds are reserved through first-come-first-served (limited). Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Long Beach homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 128 programs for Long Beach

Program terms are set by the administering agency and can change; confirm on the official site before you apply.