Tri Counties Bank Homeownership Access Program

Tri Counties Bank Homeownership Access Program is a grant for homebuyers in Statewide, California. Lender-credit Special Purpose Credit Program targeted at majority-Black/Hispanic census tracts. Up to 3% / $7,500 credit for closing costs or discount points. Lender credit of 3% of loan amount (cap $7,500) for closing costs or rate buy-down. Special Purpose Credit Program for historically disadvantaged communities. Funding comes from Tri Counties Bank.

Tri Counties Bank Homeownership Access Program is structured as a grant, so it is not repaid. Repayment is triggered by none (lender credit). Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Tri Counties Bank Homeownership Access Program is open to homebuyers who will live in the home as their primary residence. Sourced via Homebuyer Wallet (CA20250036). Property must be in designated majority Black and/or Hispanic census tract within Tri Counties Bank assessment area. Borrower income at or below 150% of area median. Owner-occupied only.

Tri Counties Bank Homeownership Access Program limits household income to 1% of the area median income, which varies by county and household size. At or below 150% area median income. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Tri Counties Bank Homeownership Access Program can be used for Single-family, Condo, Townhouse.

Tri Counties Bank Homeownership Access Program serves homebuyers purchasing in Statewide, California. The program targets specific areas: Majority Black/Hispanic census tracts in Tri Counties Bank assessment area.

Applications for Tri Counties Bank Homeownership Access Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.