Urban League of San Diego County HOPE Teacher Housing Grant Program

What is Urban League of San Diego County HOPE Teacher Housing Grant Program?

Urban League of San Diego County HOPE Teacher Housing Grant Program is a grant for homebuyers in San Diego, California.

• Grant program — no repayment required if eligibility maintained. Targeted to certified educators in specific district to help retention via homeownership.
• Minimum $40,000 grant during escrow for down payment for certified educators teaching in San Diego City Council District 5 (San Diego Unified or Poway Unified). Administered with LISC San Diego.
• Funding comes from LISC San Diego, Urban League San Diego.

Do you have to pay it back?

Urban League of San Diego County HOPE Teacher Housing Grant Program is structured as a grant, so it is not repaid.

• Repayment is triggered by none (grant).
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Urban League of San Diego County HOPE Teacher Housing Grant Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Urban League of San Diego County HOPE Teacher Housing Grant Program limits household income to 160% of the area median income, which varies by county and household size.

• Household income under 160% of AMI (~$134,000 single-person household, San Diego County).
• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Urban League of San Diego County HOPE Teacher Housing Grant Program can be used for Single-family, Condo, Townhouse.

Is there eligibility for specific groups?

Urban League of San Diego County HOPE Teacher Housing Grant Program names educators among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Urban League of San Diego County HOPE Teacher Housing Grant Program serves buyers purchasing in San Diego, California.

How do you apply?

Applications for Urban League of San Diego County HOPE Teacher Housing Grant Program go through the administering agency.

1. 1

   Take a homebuyer education course

   Required by the program, through Urban League of San Diego County (required financial counseling and education).

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.