Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program
Shared-appreciation loan · New construction · Income limit 150% of AMI
SFR, townhome, condo, PUD, manufactured w/ land
See details Jul 2026
Down payment assistance · Colorado
Buying a home in La Plata County, CO
1 county-wide program, 1 city with their own, plus 20 statewide and 62 nationwide.La Plata has 1 program that covers the whole county and 1 city with a program of their own. On top of those, 20 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in La PlataAnywhere in La Plata County
1 program for every La Plata address1 program that covers every La Plata address
It asks for a homebuyer class.This is run for the whole county, so a home in Durango or Bayfield can use it. It asks for a homebuyer class.
AMI is HUD’s area median income for La Plata, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
1 city with their own program1 La Plata city with their own program
For a home inside that city, on top of the county-wide 1.A city program is for a home inside that city. Buying there? It sits on top of the 1 county-wide program above.
The La Plata marketThe La Plata housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in La Plata
- 62.5% single-familysingle-family
- 6.2% townhousetownhouse
- 7.1% 2–4 units2–4 units
- 11.1% 5+ unitscondo & apartment buildings (5+ units)
- 13.1% mobile & othermobile home & other
Condos count. The one county-wide program and all 2 city programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When La Plata’s homes were built
pre-19401970s2020+
31.8%
of La Plata homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$114,700
HUD area median income, 4 people (FY2026)HUD area median income, La Plata County, 4-person household (FY2026)
$86,056
Median household income (ACS 2024 5-year)Median household income in La Plata (Census ACS 2024 5-year)
70.9%
of occupied homes are owner-occupied (Colorado: 66.2%)
The two income figures measure different things. HUD’s area median income is the one programs use. 26 of the 85 programs here set their income limit as a share of La Plata County’s area median income, adjusted for household size. See the published limits for La Plata County
Free help in La PlataFree help in La Plata
2 HUD-approved counseling agencies with an office in the county2 HUD-approved housing counseling agencies with an office in La Plata County
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in La Plata County.
La Plata questions
Can I use a county program anywhere in La Plata?
The 1 county-wide program cover homes anywhere in the county. City programs, like Durango’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in La Plata County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do La Plata programs accept condos?
The one county-wide program and all 2 city programs list condos as eligible. The agency confirms it for the home you choose.
Where can I take a homebuyer class in La Plata?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies have an office in La Plata County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.