Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program
Shared-appreciation loan · New construction · Income limits
Down payment assistance · La Plata County
Buying a home in Bayfield, CO
1 county program and 20 statewide.Bayfield has no program of its own, 1 across La Plata County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Bayfield
No program of Bayfield’s own yet
No program run for Bayfield alone is listed. A home in Bayfield can use La Plata County’s programs below, plus the Colorado statewide and federal ones.
The closest city that runs its own program is Durango, about 16 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in La PlataAnywhere in La Plata County
1 county program1 county program a Bayfield homebuyer can use
The Bayfield marketThe Bayfield housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bayfield
- 61.7% single-familysingle-family
- 14.3% townhousetownhouse
- 7.5% 2–4 units2–4 units
- 3.4% 5+ unitscondo & apartment buildings (5+ units)
- 13.1% mobile & othermobile home & other
Condos count. Bayfield’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bayfield’s homes were built
pre-19401970s2020+
24.7%
of Bayfield homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$114,700
County area median income, 4 people (HUD)HUD area median income, La Plata County, 4-person household (2026)
$93,125
Bayfield median household incomeMedian household income in Bayfield (Census, 2024)
24 of the 83 programs here set their income limit as a share of La Plata County’s area median income, adjusted for household size. See the published limits for La Plata County
Free help nearbyFree help near Bayfield
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Bayfield’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Bayfield questions
Does Bayfield have its own down payment program?
No program run for Bayfield alone is listed. A home in Bayfield can use the 1 program that cover La Plata County and the 20 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Bayfield?
Bayfield’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in La Plata County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for La Plata County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bayfield?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
81122
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.