New Britain · Hartford County
City of New Britain Homeownership Program (HOP)
Repayable second loan · 80% of area median income
Programs by loan typePrograms by loan type · Connecticut
Down payment assistance you can pair with a conventional loan in Connecticut
19 programs name conventional loans: 5 city, 1 county or regional, 13 statewide.19 programs in Connecticut name conventional loans among the first mortgages they can be paired with: 5 run by a city, 1 by a county or regional agency and 13 open statewide.
Two approvals, made separately. The lender underwrites the conventional loan; the program reviews its own application, and the lender must also accept the assistance. The loan type is one rule among several.The lender underwrites the conventional loan; the assistance program reviews its own application. A program naming conventional means the two can be combined, and the lender must also accept the assistance as a source of funds. The loan type is one rule among several.
Find my programs →Free · No credit pull · 90 seconds
The 19 programs, closest first
From one city out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Connecticut. Listed A–Z within each group, not ranked.
In a Connecticut city 5 programs
For homes inside that city’s limits onlyNew Haven · New Haven County
Down Payment/Closing Cost Assistance
Forgivable loan · 80% of area median income
Hamden · New Haven County
Hamden CDBG Homebuyer Assistance Grant Program
Assistance grant · 80% of area median income
Bridgeport · Fairfield County
Home Bridgeport - First Time Home Buyer Down Payment Assistance Program
Forgivable loan · 80% of area median income
Hartford · Hartford County
HouseHartford Homebuyer Assistance Program
Forgivable loan · 80% of area median income
In a county or region 1 program
For homes anywhere in the county or the counties namedLitchfield County
Litchfield County Affordable Homeownership Program (LC-AHP)
Shared-appreciation loan · 100% of area median income
Anywhere in Connecticut 13 programs
Can sit alongside a city or county program where both allow it- CHFA Down Payment Assistance Program (DAP)Assistance grant · First-time homebuyers
- CHFA HFA Advantage and HFA Preferred Loan ProgramsFirst mortgage · First-time homebuyers
- CHFA Home of Your Own ProgramFirst mortgage · First-time homebuyers
- CHFA Military Homeownership ProgramFirst mortgage · First-time homebuyers
- CHFA Mobile Manufactured Home Loan ProgramUp to $150,000 · First mortgage
- CHFA Mortgage Programs for Residents of Public HousingFirst mortgage · First-time homebuyers
- CHFA Police Homeownership ProgramFirst mortgage · First-time homebuyers
- CHFA Renovation Loan ProgramsFirst mortgage · First-time homebuyers
- CHFA Teachers Mortgage Assistance ProgramFirst mortgage · First-time homebuyers
- CHFA Time To Own - Forgivable Down Payment Assistance Program (TTO)Forgivable loan · First-time homebuyers
- CT Forever HomeUp to $28,000 · Repayable second loan · First-time homebuyers
- FHLBank Boston Housing Our Workforce (HOW) - ConnecticutUp to $25,000 · Forgivable loan
- Lift Up HomeownershipUp to $50,000 · Forgivable loan · First-time homebuyers
Nationwide 54 programs · not in the 19
Nationwide: 54 more, not in the 1954 nationwide programs that also name conventional loans, each with its own area and eligibility rules
- America First Credit Union 100% No PMI Adjustable-Rate Mortgage
- American Pacific Mortgage 1% Home Program
- American Pacific Mortgage Pathway DPA
- BNY Down Payment Assistance
- Chase Bank Homebuyer Grant
- Chico Rancheria Housing Corporation Homebuyer Assistance
- Citibank, N.A. HomeRun Mortgage
- Confederated Tribes of Grand Ronde Down Payment Assistance
- CrossCountry Mortgage Community Promise
- CrossCountry Mortgage Smart Start Down Payment Assistance Program
- Empowered DPA Program Down Payment Assistance
- Essex Mortgage 10 Year Amortized 2 Plus
- Essex Mortgage Forgivable/Deferred Program
- Fairway Independent Mortgage Corporation Affordable Housing
- Fairway Independent Mortgage Corporation HOPER's Incentive Program
- First Bank Thrive Mortgage Loan
- Flagstar - Flagstar Gift Program
- Great Nevada Mortgage Middle-Income Downpayment Assistance Grants
- Guild Mortgage 1% Down Program
- Guild Mortgage 3-2-1 Home Plus Program
- Guild Mortgage Doctor and Medical Professionals Program
- Guild Mortgage MyPath2Own Program
- Guild Mortgage Zero Down Mortgage Program
- HSBC Bank USA CommunityWorks
- HSBC Bank USA CommunityWorks Opening Doors Home Loan Grant
- Lakeview National Down Payment Assistance Homeownership Program
- Land Home Financial Services, Inc. House2Home Program
- Lennar Mortgage Advantage Plus Program
- Luminate Bank Luminate PATH National DPA Program
- MEP Advantage DPA Program
- NACA Homeownership through Public Housing Assistance (HOT-PHA)
- NACA's New Construction Homes
- NASA FCU $0 Down, No PMI Mortgage Purchase
- National Homebuyers Fund (NHF) - Data Mortgage, Inc. dba Essex Mortgage Deferred Down Payment Assistance Program
- Navy Federal Credit Union Homebuyers Choice Loan
- Navy Federal Credit Union Military Choice Loan
- North Fork Rancheria Indian Housing Authority Down Payment Assistance Program
- Northern Circle Indian Housing Authority Down Payment Assistance
- Northpointe Bank ONE+ Loan Program
- Pathway Homes Essential Workers Program
- All nationwide programs →
What to know
What the 19 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 17 of 19
ask for a homebuyer education class.
- 16 of 19
are limited to first-time homebuyers, as each program defines it.
- 8 · 6 · 2
are first mortgages, forgivable loans and assistance grants. The other 3 are 2 repayable second loans and 1 shared-appreciation loan.
Free help in ConnecticutFree help in Connecticut
16 HUD-approved counseling agencies in Connecticut16 HUD-approved housing counseling agencies in Connecticut
17 of 19 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how the assistance and a conventional loan fit together.17 of 19 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how an assistance program and a first mortgage fit together, before you talk to a lender. Create a free account to see who’s near you.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Keep going
More of Connecticut’s programs
Questions, answered
Can down payment assistance be used with a conventional loan in Connecticut?
19 programs in Connecticut name conventional loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming conventional loans mean a program is open to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (June–September 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.