Employer-Assisted Housing Program (EAHP)

Employer-Assisted Housing Program (EAHP) is a deferred second loan for homebuyers in Washington, District of Columbia, administered by DC Dept. of Housing & Community Development (DHCD). A deferred 0% DPA loan plus matching grant for full-time DC Government employees buying a first home in DC; first responders and educators get an extra $10,000 grant forgiven after a 5-year service commitment. $20,000 deferred 0% loan for all DC gov employees. Up to $5,000 match ($15,000 first responders). +$10,000 recoverable grant (first responders & educators, forgiven after 5 yrs). No income cap. Funding comes from State.

Employer-Assisted Housing Program (EAHP) offers up to $35,000 in assistance. Homebuyer contribution: No cash contribution. Matching grant: $1,000 per $2,500 of borrower savings (up to $5,000 standard / $15,000 first responders). The program can be combined with HPAP and DC4ME. Amounts are the program's published maximums, not an offer — DC Dept. of Housing & Community Development (DHCD) determines any individual award.

Employer-Assisted Housing Program (EAHP) is forgiven after 5 years, so a homebuyer who stays that long does not repay it. Repayment is triggered by Sale/transfer, No longer primary residence, Cash-out refinance, and First-responder/educator grant: failure to meet 5-yr service/residency. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Employer-Assisted Housing Program (EAHP) is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time" has exceptions here: First-time = no DC principal-residence ownership in past 3 years; may own property elsewhere. A homebuyer education course is required, through DHCD-funded CBOs (orientation + 8-hr training). Residency requirement: Full-time DC Government employee in good standing, 1+ year service (waived for first responders and teachers). Full-time DC gov employee in good standing, 1+ yr service (waived for first responders/teachers). $10,000 grant needs a signed 5-yr service agreement.

Employer-Assisted Housing Program (EAHP) sets its income limit as follows: No income cap for EAHP applicants. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Employer-Assisted Housing Program (EAHP) can be used for Single Family, Condo, and Cooperative.

Employer-Assisted Housing Program (EAHP) names educators, law enforcement officers, firefighters, and healthcare workers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Employer-Assisted Housing Program (EAHP) serves homebuyers purchasing in Washington, District of Columbia.

Applications for Employer-Assisted Housing Program (EAHP) go through DC Dept. of Housing & Community Development (DHCD), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.