Home Purchase Assistance Program (HPAP)
Deferred second loan · Income limits · First-time
Down payment assistance · District of Columbia
Buying a home in District of Columbia
24 programs: 9 statewide, the rest run by counties and 1 city. What you can use depends on where the home is.24 programs across District of Columbia: 9 statewide, the rest run by counties and 1 city. What you can use depends on where the home is.
Free · No SSN · No credit pull
Anywhere in District of Columbia
9 statewide programs
Employer-Assisted Housing Program (EAHP)
Deferred second loan · Forgiven over 5 yrs · Income limits · First-time · Educators
Negotiated Employee Affordable Home Purchase Program (NEAHP)
Forgivable loan · Forgiven over 10 yrs · Income limits
- Veterans · 2
- Teachers · 3
- First responders · 2
- Healthcare workers · 2
- With conventional · 13
- With FHA · 8
- With VA · 7
- With USDA · 1
Plus 62 nationwide programs. See them See nationwide programs
Free help from a person
19 HUD-approved counseling agencies in District of Columbia19 HUD-approved housing counseling agencies in District of Columbia
6 of the 9 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.6 of the 9 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.
Find my counselor
Free account → 90-second match → your counselors
Income limitsIncome limits and price caps in District of ColumbiaArea median income for all 1 county, and the limit each program sets.See the limits
District of Columbia questions
What is Home Purchase Assistance Program (HPAP)?
Home Purchase Assistance Program (HPAP), a deferred second loan for first-time homebuyers (income limits), open anywhere in District of Columbia and run by DC Dept. of Housing & Community Development (DHCD). Its page has the details and a link to the official site.
Which District of Columbia counties run their own programs?
No county or city program in District of Columbia is listed yet; the statewide programs are open in every county.
Do I need a homebuyer class in District of Columbia?
Many programs ask for one. 6 of the 9 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.
Can I use assistance on a District of Columbia condo?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
1 District of Columbia city with their own program
All 1 county