Negotiated Employee Affordable Home Purchase Program (NEAHP)
Negotiated Employee Affordable Home Purchase Program (NEAHP) is a forgivable loan for homebuyers in Washington, District of Columbia, administered by DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA.
The program asks for
- The home is occupied as a primary residence
- Residency: DC government employee whose position is covered by an eligible collective bargaining agreement.
- Position must be covered by an eligible collective bargaining agreement; maintain as primary residence for the 10-year forgiveness period.
- A home in District of Columbia
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
District of Columbia’s homesDistrict of Columbia’s homes, and the ones this program accepts
- 11% single-familysingle-family
- 21.7% townhousetownhouse
- 10.2% 2–4 units2–4 units
- 56.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.1% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$737,100
District of Columbia median home value
69%
built before 1980
U.S. Census Bureau, ACS 2024 5-year.
How to apply
How to applyTwo steps, in this order
Contact DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Negotiated Employee Affordable Home Purchase Program (NEAHP)?
Negotiated Employee Affordable Home Purchase Program (NEAHP) is a forgivable loan for homebuyers in Washington, District of Columbia, administered by DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA. A down payment/closing grant of $3,000-$26,500 for DC government employees in eligible collective bargaining units, scaling with years of service and forgiven after 10 years. $3,000-$26,500 grant for down payment/closing. Scales with years of service. Forgiven after 10 years. Stacks on top of HPAP/EAHP. Funding comes from State.
How much assistance does it provide?
Negotiated Employee Affordable Home Purchase Program (NEAHP) offers between $3,000 and $26,500 in assistance. The program can be combined with HPAP, EAHP, and DC4ME. Amounts are the program's published maximums, not an offer — DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA determines any individual award.
Do you have to pay it back?
Negotiated Employee Affordable Home Purchase Program (NEAHP) is forgiven after 10 years, so a homebuyer who stays that long does not repay it. Repayment is triggered by Not maintained as primary residence within 10-yr forgiveness period and Sale/transfer. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Negotiated Employee Affordable Home Purchase Program (NEAHP) is open to homebuyers who will live in the home as their primary residence. Residency requirement: DC government employee whose position is covered by an eligible collective bargaining agreement. Position must be covered by an eligible collective bargaining agreement; maintain as primary residence for the 10-year forgiveness period.
What are the income limits?
Negotiated Employee Affordable Home Purchase Program (NEAHP) sets its income limit as follows: Amount scales with years of service in the eligible collective bargaining unit; not income-capped on the page. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Negotiated Employee Affordable Home Purchase Program (NEAHP) can be used for Single Family, Condo, and Cooperative.
Where does it apply?
Negotiated Employee Affordable Home Purchase Program (NEAHP) serves homebuyers purchasing in Washington, District of Columbia.
How do you apply?
Applications for Negotiated Employee Affordable Home Purchase Program (NEAHP) go through DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for District of Columbia homebuyersOther programs open to District of Columbia homebuyers
- Home Purchase Assistance Program (HPAP)Up to $202,000
- Employer-Assisted Housing Program (EAHP)Up to $35,000
- FHLBank Atlanta Community Partners ProductUp to $20,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 71 programs for District of ColumbiaProgram terms are set by DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA and can change; confirm on the official site before you apply.