Progressive UpPayment Down Payment Assistance Program

Progressive UpPayment Down Payment Assistance Program is a grant for homebuyers in Washington, District of Columbia, administered by National Urban League (administered on behalf of Progressive). UpPayment is Progressive's down payment assistance program, administered by the National Urban League, providing up to $13,500 toward the down payment on a first home for eligible first-time buyers. The grant does not have to be repaid and is open to residents of all 50 states and DC; applicants must work with a participating HUD-certified Urban League housing counselor (the Greater Washington Urban League serves DC). For 2026, applications are accepted May 1 - September 30 on a rolling, first-come first-served monthly basis, with at least 200 recipients funded nationally. Funding comes from Progressive (corporate philanthropy), disbursed via National Urban League.

Progressive UpPayment Down Payment Assistance Program offers up to $13,500 in assistance. The program can be combined with Buyer may use any lender and may combine with other assistance subject to those programs' rules. Amounts are the program's published maximums, not an offer — National Urban League (administered on behalf of Progressive) determines any individual award.

Progressive UpPayment Down Payment Assistance Program is structured as a grant, so it is not repaid. Repayment is triggered by None - grant does not require repayment. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Progressive UpPayment Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time" has exceptions here: First-time homebuyer = has not owned a primary residence within three years of the closing date. On credit, the program states: No credit score requirement to qualify for UpPayment (though credit affects the mortgage the buyer can obtain). A homebuyer education course is required, through HUD-certified housing counselors in the National Urban League network (e.g., Greater Washington Urban League for DC). Residency requirement: Open to residents of all 50 states and DC; legal U.S. resident (excluding U.S. territories). Citizenship or immigration status: Must be a legal U.S. resident (excluding U.S. territories).

Progressive UpPayment Down Payment Assistance Program sets its income limit as follows: Household annual income must be below 500% of the federal poverty guidelines (2026 HHS guidelines); a mortgage pre-approval letter dated within the last six months is required. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Progressive UpPayment Down Payment Assistance Program can be used for Single Family, Condo, and Townhouse. New construction is eligible. Manufactured homes are not eligible.

Progressive UpPayment Down Payment Assistance Program serves homebuyers purchasing in Washington, District of Columbia.

Applications for Progressive UpPayment Down Payment Assistance Program go through National Urban League (administered on behalf of Progressive), which publishes the current terms and the application steps on its own site. Funds are reserved through Apply through a participating HUD-certified Urban League housing counselor; rolling monthly first-come, first-served, May 1 - Sept 30, 2026. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.