Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)
Deferred second loan · Income limit 100% of AMI
See details Jul 2026
Down payment assistance · Idaho
Buying a home in Bannock County, ID
2 county-wide programs, plus 11 statewide and 62 nationwide.Bannock has 2 programs that cover the whole county. On top of those, 11 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in BannockAnywhere in Bannock County
2 programs for every Bannock address2 programs that cover every Bannock address
All 2 ask for a homebuyer class.These are run for the whole county, so a home in Pocatello, Chubbuck or Tyhee can use them. All 2 ask for a homebuyer class.
SEICAA Self-Help Housing (with Down Payment Assistance & Gap Financing)
Down-payment assistance · New construction · Income limit 80% of AMI
See details Jul 2026
AMI is HUD’s area median income for Bannock, adjusted for household size. Each program publishes its own dollar limits.
The Bannock marketThe Bannock housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Bannock
- 67.3% single-familysingle-family
- 5.5% townhousetownhouse
- 10.5% 2–4 units2–4 units
- 9.3% 5+ unitscondo & apartment buildings (5+ units)
- 7.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bannock’s homes were built
pre-19401970s2020+
58.1%
of Bannock homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$100,800
HUD area median income, 4 people (FY2026)HUD area median income, Bannock County, 4-person household (FY2026)
$66,499
Median household income (ACS 2024 5-year)Median household income in Bannock (Census ACS 2024 5-year)
69.5%
of occupied homes are owner-occupied (Idaho: 72.1%)
The two income figures measure different things. HUD’s area median income is the one programs use. 14 of the 75 programs here set their income limit as a share of Bannock County’s area median income, adjusted for household size. See the published limits for Bannock County
Free help in BannockFree help in Bannock
1 HUD-approved counseling agency with an office in the county1 HUD-approved housing counseling agency with an office in Bannock County
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Bannock County.
Bannock questions
Can I use a county program anywhere in Bannock?
The 2 county-wide programs cover homes anywhere in the county. City programs are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Bannock County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Bannock programs accept condos?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
Where can I take a homebuyer class in Bannock?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency has an office in Bannock County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.