Deferred second loan
Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)
Income limits
Down payment assistance · Bannock County
Buying a home in Pocatello, ID
3 Pocatello programs and 11 statewide.Pocatello has 3 programs of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Pocatello addresses
Pocatello’s own programs
Assistance grant
NeighborWorks Pocatello Down Payment Assistance
New construction · Income limits · 1-4 unit owner-occupied residential property (single-family, duplex, triplex, fourplex)
Down-payment assistance
SEICAA Self-Help Housing (with Down Payment Assistance & Gap Financing)
First-time homebuyers · New construction · Income limits
The Pocatello marketThe Pocatello housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pocatello
- 62.6% single-familysingle-family
- 6.9% townhousetownhouse
- 12% 2–4 units2–4 units
- 11.4% 5+ unitscondo & apartment buildings (5+ units)
- 7.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pocatello’s homes were built
pre-19401970s2020+
66.2%
of Pocatello homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$100,800
County area median income, 4 people (HUD)HUD area median income, Bannock County, 4-person household (2026)
$60,418
Pocatello median household incomeMedian household income in Pocatello (Census, 2024)
14 of the 76 programs here set their income limit as a share of Bannock County’s area median income, adjusted for household size. See the published limits for Bannock County
Free help nearbyFree help near Pocatello
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Idaho and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000 · Assistance grant
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000 · Assistance grant
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000 · Mortgage credit certificate
Pocatello questions
Does Pocatello have its own down payment program?
Yes, 3: Project Reinvest Down Payment Assistance (NeighborWorks Pocatello), NeighborWorks Pocatello Down Payment Assistance and SEICAA Self-Help Housing (with Down Payment Assistance & Gap Financing). Each is for homes inside Pocatello.
Can I use assistance on a condo in Pocatello?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Bannock County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Bannock County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pocatello?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Pocatello. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
83201 · 83202 · 83204 · 83205 · 83206 · 83209
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.