First mortgage
Salina Habitat for Humanity Homeownership Program
New construction · Income limits · Single Family
Down payment assistance · Saline County
Buying a home in Salina, KS
1 Salina program and 7 statewide.Salina has 1 program of its own, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Salina addresses
Salina’s own program
The Salina marketThe Salina housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Salina
- 73.4% single-familysingle-family
- 6.7% townhousetownhouse
- 8.2% 2–4 units2–4 units
- 9.9% 5+ unitscondo & apartment buildings (5+ units)
- 1.8% mobile & othermobile home & other
About condos. Salina’s one local program does not list condos as eligible. Salina Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Salina’s homes were built
pre-19401970s2020+
71%
of Salina homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$91,600
County area median income, 4 people (HUD)HUD area median income, Saline County, 4-person household (2026)
$61,783
Salina median household incomeMedian household income in Salina (Census, 2024)
13 of the 70 programs here set their income limit as a share of Saline County’s area median income, adjusted for household size. See the published limits for Saline County
Free help nearbyFree help near Salina
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Salina’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Salina Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Kansas and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Salina questions
Does Salina have its own down payment program?
Yes, one: Salina Habitat for Humanity Homeownership Program, a first mortgage (new construction, income limits). It is for homes inside Salina.
Can I use assistance on a condo in Salina?
Salina’s one local program does not list condos as eligible. Salina Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Saline County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Saline County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Salina?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Salina. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
67401 · 67402
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.