Habitat KC Down Payment Assistance Program

Habitat KC Down Payment Assistance Program is a grant for homebuyers in Wyandotte, Leavenworth, Johnson County, Kansas, administered by Habitat for Humanity of Kansas City. Habitat for Humanity of Kansas City, partnering with the Health Forward Foundation and Jackson County (MO), provides a down payment grant of up to $10,000 to qualified homebuyers in the Kansas City metro. The grant does not need to be repaid and supports buyers who have not owned a home in the past three years. Up to $10,000 grant for down payment. No repayment required. Funds sent at closing. Decision within 5 business days. Funding comes from Health Forward Foundation and Jackson County, MO partnership.

Habitat KC Down Payment Assistance Program offers up to $10,000 in assistance. Amounts are the program's published maximums, not an offer — Habitat for Humanity of Kansas City determines any individual award.

Habitat KC Down Payment Assistance Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Habitat KC Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Property must be under contract in Habitat KC's service area (KS: Wyandotte, Leavenworth, Johnson). First-time buyer or no ownership in last 3 years. DTI <45%. Homebuyer education certificate required. Lender must complete a partnership agreement. Funds limited.

Habitat KC Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size. Household income at or below 80% AMI (HUD), per Habitat KC's published DPA income chart. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Habitat KC Down Payment Assistance Program serves homebuyers purchasing in Wyandotte, Leavenworth, Johnson County, Kansas.

Applications for Habitat KC Down Payment Assistance Program go through Habitat for Humanity of Kansas City, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.