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East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area)

East St. Tammany Habitat for Humanity · Slidell, Louisiana

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Income limit

30% AMI

Of area median income; varies by county and household size

What is East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area)?

East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area) is a first mortgage for homebuyers in Slidell, Louisiana, administered by East St. Tammany Habitat for Humanity.

  • East St. Tammany Habitat for Humanity builds and sells affordable homes with 0% interest mortgages to qualifying families in Slidell, Lacombe, Alton, and Pearl River. Homebuyers partner with Habitat through sweat equity hours and homeowner education classes.
  • 0% interest mortgage.
  • Affordable payments tied to income.
  • No-profit home sales.
  • Income eligibility 30–60% AMI.
  • Serves eastern St. Tammany / Slidell area.
  • Funding comes from Habitat for Humanity International / private donations.

Do you have to pay it back?

East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area) is a first mortgage and is repaid under the terms set by East St. Tammany Habitat for Humanity.

  • The assistance is recorded in first position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area) is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — with exceptions: Cannot own a home at time of applying
  • The home is occupied as a primary residence
  • On credit: Decent credit required; estimated mortgage payment should be no more than 30% of income
  • A completed homebuyer education course, through Homeowner education classes provided by East St. Tammany HFH
  • Residency: Serves Slidell, Lacombe, Alton, and Pearl River communities in eastern St. Tammany Parish
  • DRAFT (dpa-gap-finder 2026-06-13): pending review. Sweat equity: 250–300 volunteer hours; income 30–60% AMI; mortgage payment ≤30% of income; cannot own home at application; contact (985) 639-0656 for application packet

The program excludes

  • Manufactured homes
  • Households above 30% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area) limits household income to 30% of the area median income, which varies by county and household size.

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area) caps the purchase price as follows: Homes priced by Habitat at no profit.

  • Eligible property types include single_family.
  • New construction is eligible.
  • Manufactured homes are not eligible.

Where does it apply?

East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area) serves buyers purchasing in Slidell, Louisiana.

How do you apply?

Applications for East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area) go through East St. Tammany Habitat for Humanity, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Homeowner education classes provided by East St. Tammany HFH.

  2. Contact East St. Tammany Habitat for Humanity to reserve funds

    Funds are reserved through Application process; contact directly for application packet, and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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