Johns Hopkins Live Near Your Work (LNYW)

What is Johns Hopkins Live Near Your Work (LNYW)?

Johns Hopkins Live Near Your Work (LNYW) is a grant for homebuyers in Baltimore, Maryland, administered by Johns Hopkins University Benefits & Worklife (with Baltimore City Office of Homeownership).

• Employer-assisted matching grant providing up to $17,000 toward down payment and closing costs for Johns Hopkins employees buying in designated Baltimore City neighborhoods. Hopkins portion is taxable income; City portion is not. Grants paid through payroll prior to settlement.
• Up to $17,000 toward down payment/closing costs.
• Stackable with City incentives.
• Reusable for subsequent primary-residence purchases.
• Funding comes from Johns Hopkins University/Health System employer funds + Baltimore City.

How much assistance does it provide?

Johns Hopkins Live Near Your Work (LNYW) offers up to $17,000 in assistance.

• Award tiers: HCPI/East Baltimore/Eager Park: $14,500 Hopkins; Remington & Waverly: $7,500 JHU ($2,500 JHHS); other in-boundary: $2,500 Hopkins. Plus $2,500 Baltimore City match.
• Buyer contribution: Applicant must contribute at least $1,000 toward the purchase.
• The program can be combined with Baltimore City incentives and other City homebuying programs.
• Amounts are the program's published maximums, not an offer — Johns Hopkins University Benefits & Worklife (with Baltimore City Office of Homeownership) determines any individual award.

Do you have to pay it back?

Johns Hopkins Live Near Your Work (LNYW) is structured as a grant, so it is not repaid.

• Repayment is triggered by Sale or loss of primary-residence within 5 years: 100% repayment in first 3 years; 50% if 3yr+1day to 4yr; 25% if 4yr+1day to 5yr.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Johns Hopkins Live Near Your Work (LNYW) is open to buyers who will live in the home as their primary residence.

What kind of home can it be used for?

Johns Hopkins Live Near Your Work (LNYW) can be used for Single Family, Condo, Townhouse, and 2-4 Unit.

• New construction is eligible.
• Manufactured homes are not eligible.

Is there eligibility for specific groups?

Johns Hopkins Live Near Your Work (LNYW) is limited to employees of Full-time benefits-eligible employees of JHU, Johns Hopkins Hospital, Bayview, Community Physicians, Health Care, Health System. Not eligible: part-time, residents, postdocs, students, APL, and several affiliates.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Johns Hopkins Live Near Your Work (LNYW) serves buyers purchasing in Baltimore, Maryland.

• The program targets specific areas: Designated Baltimore City neighborhoods near Homewood, East Baltimore, and Northeast Baltimore campuses per LNYW boundary map.

How do you apply?

Applications for Johns Hopkins Live Near Your Work (LNYW) go through Johns Hopkins University Benefits & Worklife (with Baltimore City Office of Homeownership), which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through Baltimore City-approved counseling agency (course + 1:1 counseling, before making an offer; valid 1 year).

2. 2

   Contact Johns Hopkins University Benefits & Worklife (with Baltimore City Office of Homeownership) to reserve funds

   Funds are reserved through First-come, first-served via Neighborly; funding may be discontinued at any time, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.