NHS of Baltimore Down Payment Assistance Program
Neighborhood Housing Services of Baltimore, Inc. (NHS of Baltimore)
Deferred second loan · Income limits
Down payment assistance
95 programs a Baltimore buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
Neighborhood Housing Services of Baltimore, Inc. (NHS of Baltimore)
Deferred second loan · Income limits
Neighborhood Housing Services of Baltimore, Inc. (NHS of Baltimore)
Deferred second loan
University of Maryland, Baltimore Human Resources (with Baltimore City Office of Homeownership)
Assistance grant · Forgiven over 5 yrs
Johns Hopkins University Benefits & Worklife (with Baltimore City Office of Homeownership)
Assistance grant · Forgiven over 5 yrs
University of Maryland, Baltimore (UMB) Human Resource Services, Office of Community Engagement
Assistance grant · Income limits
Forgivable loan · Forgiven over 5 yrs · Income limits
Baltimore City Department of Housing & Community Development, Office of Homeownership
Forgivable loan · Forgiven over 5 yrs
Comprehensive Housing Assistance, Inc. (CHAI)
Deferred second loan · Income limits
Kennedy Krieger Institute and the City of Baltimore (Live Baltimore administers the city LNYW program)
Assistance grant · Income limits
Neighborhood Housing Services of Baltimore, Inc. (NHS of Baltimore)
Deferred second loan
Baltimore City Department of Housing and Community Development (DHCD), Office of Homeownership
Forgivable loan · Forgiven over 5 yrs · Income limits
Comprehensive Housing Assistance, Inc. (CHAI)
Forgivable loan · Forgiven over 5 yrs · Income limits
Forgivable loan · Forgiven over 5 yrs · Income limits
Baltimore County Department of Housing and Community Development in partnership with LifeBridge Health
Assistance grant · Income limits
Deferred second loan · Forgiven over 5 yrs · Income limits
Forgivable loan · Forgiven over 5 yrs · Income limits
Assistance grant · New construction · Income limits
Belair-Edison Neighborhoods, Inc. (BENI)
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Forgivable loan · Forgiven over 5 yrs · Income limits
Forgivable loan · Forgiven over 5 yrs · Income limits
Healthy Neighborhoods, Inc.
First mortgage
Morgan State University and the City of Baltimore (intake via Belair-Edison Neighborhoods, Inc.)
Assistance grant
Deferred second loan · Forgiven over 5 yrs · Income limits
South Baltimore Community Land Trust (SBCLT)
Down-payment assistance · New construction · Income limits
Deferred second loan · Forgiven over 15 yrs · Income limits
Wells Fargo Bank, N.A.
Assistance grant · Income limits
Rocket Mortgage, LLC
Assistance grant · Income limits
Rocket Mortgage, LLC
Assistance grant · Income limits
Deferred second loan · New construction · Income limits
JPMorgan Chase Bank, N.A.
Assistance grant · Income limits
PNC Bank, N.A.
Assistance grant · Income limits
TD Bank, N.A.
Assistance grant · Income limits
Maryland DHCD, Community Development Administration, Maryland Mortgage Program
Deferred second loan
Deferred second loan · New construction · Income limits
Deferred second loan · New construction · Income limits
Deferred second loan · New construction · Income limits
Deferred second loan · New construction · Income limits
Deferred second loan · New construction · Income limits
Forgivable loan · New construction · Income limits
Assistance grant · New construction · Income limits
M&T Bank (Manufacturers and Traders Trust Company)
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · New construction · Income limits
Deferred second loan · New construction · Income limits
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · New construction
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Deferred second loan · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
USDA Rural Development (Vermont/New Hampshire State Office)
First mortgage · New construction · Income limits
90-second match
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