LEDC Down Payment Assistance Program
Assistance grant · New construction · Income limits · First-time
Down payment assistance · Maryland
Buying a home in Maryland
92 programs: 19 statewide, the rest run by counties and 10 cities. What you can use depends on where the home is.92 programs across Maryland: 19 statewide, the rest run by counties and 10 cities. What you can use depends on where the home is.
Free · No SSN · No credit pull
Start with your county
Local help, prices and income limits differ county to county
- Montgomery7 local programs · $640,300 · AMI $166,100
- Prince George's7 local programs · $426,000 · AMI $166,100
- Frederick4 local programs · $464,600 · AMI $166,100
- Howard4 local programs · $597,900 · AMI $134,000
- All 24 counties
Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–September 2026.
Anywhere in Maryland
19 statewide programs
Wells Fargo Homebuyer Access Grant
Assistance grant · Income limits
ONE+ by Rocket Mortgage
Assistance grant · Income limits
- Veterans · 13
- Teachers · 4
- First responders · 4
- Healthcare workers · 2
- With FHA · 50
- With VA · 47
- With USDA · 46
- With conventional · 54
Plus 62 nationwide programs. See them See nationwide programs
Free help from a person
48 HUD-approved counseling agencies in Maryland48 HUD-approved housing counseling agencies in Maryland
14 of the 19 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.14 of the 19 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.
Find my counselor
Free account → 90-second match → your counselors
Income limitsIncome limits and price caps in MarylandArea median income for all 24 counties, and the limit each program sets.See the limits
Maryland questions
What is LEDC Down Payment Assistance Program?
LEDC Down Payment Assistance Program, a assistance grant for first-time homebuyers (new construction, income limits), open anywhere in Maryland. Its page has the details and a link to the official site.
Which Maryland counties run their own programs?
16 counties of 24 have a county or city program listed, among them Montgomery, Prince George's, Frederick and Howard. The table above lists them, and each county page has its own programs.
Do I need a homebuyer class in Maryland?
Many programs ask for one. 14 of the 19 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.
Can I use assistance on a Maryland condo?
18 of the 19 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.
10 Maryland cities with their own program