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Kennedy Krieger Institute Live Near Your Work Program

Kennedy Krieger Institute and the City of Baltimore (Live Baltimore administers the city LNYW program) · Baltimore, Maryland

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Assistance

$10,000

The maximum the program publishes — not an offer

Repayment

Grant

Not repaid

What is Kennedy Krieger Institute Live Near Your Work Program?

Kennedy Krieger Institute Live Near Your Work Program is a grant for homebuyers in Baltimore, Maryland, administered by Kennedy Krieger Institute and the City of Baltimore (Live Baltimore administers the city LNYW program).

  • Through the Baltimore City Live Near Your Work program, Kennedy Krieger Institute provides employees with DPA and closing cost assistance toward a home in Baltimore City. Total benefit listed is $10,000, combining the employer contribution and the City of Baltimore match.
  • Up to $10,000 total (employer contribution + City of Baltimore match) toward DPA and/or closing costs for Kennedy Krieger Institute employees buying in Baltimore City.
  • Funding comes from Kennedy Krieger Institute employer contribution + City of Baltimore Live Near Your Work match.

How much assistance does it provide?

Kennedy Krieger Institute Live Near Your Work Program offers up to $10,000 in assistance.

  • Award tiers: $10,000 total benefit (employer contribution plus up to $2,500 City of Baltimore match).
  • Buyer contribution: Minimum $1,000 buyer contribution.
  • The program can be combined with Other Baltimore City/State homebuyer incentives where eligible (B-HiP).
  • Amounts are the program's published maximums, not an offer — Kennedy Krieger Institute and the City of Baltimore (Live Baltimore administers the city LNYW program) determines any individual award.

Do you have to pay it back?

Kennedy Krieger Institute Live Near Your Work Program is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Kennedy Krieger Institute Live Near Your Work Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • A completed homebuyer education course, through HUD-certified housing counseling required prior to signing a sales contract.
  • Residency: Home must be purchased in Baltimore City (subject to employer location restrictions).
  • Limited to Kennedy Krieger Institute employees; employer may impose additional restrictions. NOTE: amount confirmed only via Live Baltimore's official employer table; verify employer-specific terms before publishing.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Kennedy Krieger Institute Live Near Your Work Program sets its income limit as follows: No income limit published; some employers place restrictions (employment length, job title, purchase location).

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Kennedy Krieger Institute Live Near Your Work Program can be used for single_family, townhouse, and condo.

Is there eligibility for specific groups?

Kennedy Krieger Institute Live Near Your Work Program is limited to employees of Kennedy Krieger Institute employees only.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Kennedy Krieger Institute Live Near Your Work Program serves buyers purchasing in Baltimore, Maryland.

How do you apply?

Applications for Kennedy Krieger Institute Live Near Your Work Program go through Kennedy Krieger Institute and the City of Baltimore (Live Baltimore administers the city LNYW program), which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through HUD-certified housing counseling required prior to signing a sales contract..

  2. Contact Kennedy Krieger Institute and the City of Baltimore (Live Baltimore administers the city LNYW program) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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