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Morgan State University Live Near Your Work Program

Morgan State University Live Near Your Work Program is a grant for homebuyers in Baltimore, Maryland, administered by Morgan State University and the City of Baltimore (intake via Belair-Edison Neighborhoods, Inc.).

Last verified Source: Morgan State University and the City of Baltimore (intake via Belair-Edison Neighborhoods, Inc.)
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The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Belair-Edison Neighborhoods, Inc.
  • Residency: Home must be purchased within the Morgan Community Mile / surrounding Northeast Baltimore neighborhoods.
  • Limited to full-time MSU employees buying in the Morgan Community Mile; first-time purchase and primary residence required; $1,000 minimum contribution.
  • A home inside Baltimore city limits

It doesn’t cover

  • Homes outside Baltimore

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Baltimore’s homes

  • 14.7% single-family
  • 50.4% townhouse
  • 9.9% 2–4 units
  • 24.7% 5+ units
  • 0.3% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$229,600

Baltimore median home value

81.6%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Baltimore

How to apply

  1. Take a homebuyer education course

    Required by the program, through Belair-Edison Neighborhoods, Inc..

  2. Contact Morgan State University and the City of Baltimore (intake via Belair-Edison Neighborhoods, Inc.) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Morgan State University Live Near Your Work Program?

Morgan State University Live Near Your Work Program is a grant for homebuyers in Baltimore, Maryland, administered by Morgan State University and the City of Baltimore (intake via Belair-Edison Neighborhoods, Inc.). A partnership between Morgan State University (MSU) and the City of Baltimore to increase homeownership among full-time MSU employees while supporting revitalization of Northeast Baltimore neighborhoods within the Morgan Community Mile. Combines an employer contribution with a City of Baltimore match toward DPA/closing costs. DPA and closing cost assistance for full-time MSU employees buying in the Morgan Community Mile, funded by an MSU contribution plus a City of Baltimore LNYW match (up to $2,500 city match). Funding comes from Morgan State University employer contribution + City of Baltimore Live Near Your Work match.

Do you have to pay it back?

Morgan State University Live Near Your Work Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Morgan State University Live Near Your Work Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Belair-Edison Neighborhoods, Inc. Residency requirement: Home must be purchased within the Morgan Community Mile / surrounding Northeast Baltimore neighborhoods. Limited to full-time MSU employees buying in the Morgan Community Mile; first-time purchase and primary residence required; $1,000 minimum contribution.

What kind of home can it be used for?

Morgan State University Live Near Your Work Program can be used for single_family and townhouse.

Is there eligibility for specific groups?

Morgan State University Live Near Your Work Program is limited to employees of Full-time Morgan State University employees only. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Morgan State University Live Near Your Work Program serves homebuyers purchasing in Baltimore, Maryland. The program targets specific areas: Morgan Community Mile / Northeast Baltimore neighborhoods surrounding Morgan State University. Targeted neighborhoods: Morgan Community Mile (Northeast Baltimore).

How do you apply?

Applications for Morgan State University Live Near Your Work Program go through Morgan State University and the City of Baltimore (intake via Belair-Edison Neighborhoods, Inc.), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Baltimore homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 107 programs for Baltimore

Program terms are set by Morgan State University and the City of Baltimore (intake via Belair-Edison Neighborhoods, Inc.) and can change; confirm on the official site before you apply.