Second mortgage
Omaha 100 Homebuyer Assistance
Income limits
Down payment assistance · Douglas County
Buying a home in Omaha, NE
2 Omaha programs and 14 statewide.Omaha has 2 programs of its own, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Omaha addresses
Omaha’s own programs
Down-payment assistance
Habitat for Humanity of Omaha Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family · Rowhouse
The Omaha marketThe Omaha housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Omaha
- 62.5% single-familysingle-family
- 3.9% townhousetownhouse
- 3.4% 2–4 units2–4 units
- 29.4% 5+ unitscondo & apartment buildings (5+ units)
- 0.8% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Omaha’s homes were built
pre-19401970s2020+
60.9%
of Omaha homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$114,000
County area median income, 4 people (HUD)HUD area median income, Douglas County, 4-person household (2026)
$73,201
Omaha median household incomeMedian household income in Omaha (Census, 2024)
12 of the 78 programs here set their income limit as a share of Douglas County’s area median income, adjusted for household size. See the published limits for Douglas County
Free help nearbyFree help near Omaha
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Nebraska and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Omaha questions
Does Omaha have its own down payment program?
Yes, 2: Omaha 100 Homebuyer Assistance and Habitat for Humanity of Omaha Homeownership Program. Each is for homes inside Omaha.
Can I use assistance on a condo in Omaha?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Douglas County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Douglas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Omaha?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Omaha. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
68101 · 68102 · 68103 · 68104 · 68105 · 68106 · 68107 · 68108 · 68109 · 68110 · 68111 · 68112 · 68114 · 68116 · 68117 · 68118 · 68119 · 68120 · 68122 · 68124 · 68127 · 68130 · 68131 · 68132 · 68134 · 68135 · 68136 · 68137 · 68138 · 68139 · 68142 · 68144 · 68145 · 68152 · 68154 · 68155 · 68157 · 68164 · 68172 · 68175 · 68176 · 68178 · 68179 · 68180 · 68181 · 68182 · 68183 · 68197 · 68198
Nearby in Douglas
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.