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Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)

JPMorgan Chase Bank, N.A. (Chase Home Lending) · Las Vegas, Nevada

Last verified
See what you qualify forOfficial program site →
Assistance

$2,500–$5,000

The maximum the program publishes — not an offer

Repayment

Grant

Not repaid

What is Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)?

Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) is a grant for homebuyers in Las Vegas, Nevada, administered by JPMorgan Chase Bank, N.A. (Chase Home Lending).

  • The Chase Homebuyer Grant is a lender grant of $2,500 or $5,000 available to buyers purchasing a primary residence in eligible U.S. Census tracts, including more than 200 designated communities in the Las Vegas-Henderson-Paradise, NV metro. The grant is first applied to permanently lower the interest rate (discount points), then to Chase fees or other closing costs, with any remaining funds applied toward the down payment (depending on the loan product). It is a special purpose credit program offered for properties in census tracts identified as majority Black, Hispanic, or Latino, and is geography-based rather than income-based. Funds do not require repayment.
  • Funding comes from JPMorgan Chase Bank, N.A. (lender-funded Special Purpose Credit Program).

How much assistance does it provide?

Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) offers between $2,500 and $5,000 in assistance.

  • Award tiers: $2,500 or $5,000 depending on the designated census tract (current Chase site). Historically up to $7,500 in select metros including Las Vegas-Henderson-Paradise.
  • Buyer contribution: DreaMaker and Standard Agency allow as little as 3% down; FHA 3.5%; VA as low as 0%.
  • The program can be combined with May be combined with other state/local/nonprofit assistance and the Chase DreaMaker low-down-payment mortgage, subject to product rules.
  • Amounts are the program's published maximums, not an offer — JPMorgan Chase Bank, N.A. (Chase Home Lending) determines any individual award.

Do you have to pay it back?

Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) is structured as a grant, so it is not repaid.

  • Repayment is triggered by None — grant does not require repayment.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • On credit: Per the underlying Chase loan product (DreaMaker, Standard Agency, FHA, or VA) underwriting guidelines.
  • A completed homebuyer education course, through Required for DreaMaker when all occupying borrowers are first-time buyers; completed before closing.
  • DRAFT (dpa-gap-finder 2026-06-14): pending review. Special Purpose Credit Program (SPCP) developed under federal legal requirements; eligibility is geography-based (property must be in a designated census tract), available to any qualifying buyer regardless of race/ethnicity. The grant must be applied first to rate buydown, then fees, then down payment per product rules. Current official Chase site lists the grant at $2,500 or $5,000; a January 2024 Chase press release listed the Las Vegas-Henderson-Paradise metro among markets eligible for up to $7,500 — buyers should confirm the current amount and specific property eligibility using Chase's Homebuyer Assistance Finder. Homebuyer education is required for the DreaMaker loan when all occupying borrowers are first-time buyers.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) sets its income limit as follows: No income limit for the grant itself; Chase removed the income limit on the DreaMaker mortgage in communities where the Homebuyer Grant is available. Underlying loan products may have their own income guidelines.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) can be used for Single-family / 1-unit primary residence.

Where does it apply?

Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) serves buyers purchasing in Las Vegas, Nevada.

  • The program targets specific areas: Available only in Chase-designated eligible U.S. Census tracts (majority Black, Hispanic, or Latino), including 200+ communities across Las Vegas, Henderson, and Paradise, NV. Address-specific eligibility via the Chase Homebuyer Assistance Finder.

How do you apply?

Applications for Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) go through JPMorgan Chase Bank, N.A. (Chase Home Lending), which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Required for DreaMaker when all occupying borrowers are first-time buyers; completed before closing..

  2. Contact JPMorgan Chase Bank, N.A. (Chase Home Lending) to reserve funds

    Funds are reserved through Applied through a Chase Home Lending Advisor at application; eligibility checked via Chase Homebuyer Assistance Finder., and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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