Southern Nevada RHA Housing Choice Voucher Homeownership Program

What is Southern Nevada RHA Housing Choice Voucher Homeownership Program?

Southern Nevada RHA Housing Choice Voucher Homeownership Program is down payment assistance for homebuyers in Las Vegas, Nevada, administered by Southern Nevada Regional Housing Authority (SNRHA).

• SNRHA administers HUD's Housing Choice Voucher (Section 8) program, which includes a Homeownership option: a current HCV rental voucher can be exchanged for a homeownership voucher if the participant qualifies for a mortgage, with the subsidy applied toward monthly homeownership expenses instead of rent. SNRHA's Supportive Services Department assists participants. Eligibility is based on Las Vegas-area AMI (at or below 50% for HCV admission); HUD funds the assistance.
• This is a federal program, so it is available beyond a single state or city.
• Funding comes from U.S. Department of Housing and Urban Development (HUD).

Do you have to pay it back?

Southern Nevada RHA Housing Choice Voucher Homeownership Program is down payment assistance and is repaid under the terms set by Southern Nevada Regional Housing Authority (SNRHA).

• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Southern Nevada RHA Housing Choice Voucher Homeownership Program is open to buyers who will live in the home as their primary residence.

What are the income limits?

Southern Nevada RHA Housing Choice Voucher Homeownership Program limits household income to 50% of the area median income, which varies by county and household size.

• HCV admission requires household income at or below 50% of Las Vegas-area AMI. 2025 Very Low Income (50% AMI) by household size (eff. 4/1/2025): 1 $35,700; 2 $40,800; 3 $45,900; 4 $51,000; 5 $55,100; 6 $59,200; 7 $63,250; 8 $67,350.
• The limit applies to total household income, not only the borrower’s.
• The program lists a maximum household size of 8.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Southern Nevada RHA Housing Choice Voucher Homeownership Program can be used for Single Family, Townhouse, Condo, and Manufactured.

• Manufactured homes are eligible.

Is there eligibility for specific groups?

Southern Nevada RHA Housing Choice Voucher Homeownership Program names veterans and buyers with disabilities among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Southern Nevada RHA Housing Choice Voucher Homeownership Program is a federal program, so it is not limited to Nevada.

How do you apply?

Applications for Southern Nevada RHA Housing Choice Voucher Homeownership Program go through Southern Nevada Regional Housing Authority (SNRHA), which publishes the current terms and the application steps on its own site.

1. 1

   Contact Southern Nevada Regional Housing Authority (SNRHA) to reserve funds

   Funds are reserved with the provider and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.