Peoria Housing Authority Down Payment Assistance Grant
Peoria Housing Authority Down Payment Assistance Grant is a grant for homebuyers in Miami, Oklahoma, administered by Peoria Housing Authority.
The program asks for
- The home is occupied as a primary residence
- Residency: Tribal enrollment required. Must be NAHASDA-eligible Native American. Priority given to enrolled Peoria Tribe and Ottawa Tribe members. CDIB required.
- Serves multiple NAHASDA-eligible tribes in northeastern Oklahoma service area. Peoria and Ottawa members prioritized. Must be NAHASDA-eligible Native American. Priority given to enrolled Peoria Tribe and Ottawa Tribe members. CDIB required. 75-mile radius from Miami, OK (Ottawa County) covers much of northeastern Oklahoma
- A home in Ottawa County
It doesn’t cover
- Households above 80% of area median income
- Homes outside Ottawa County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
80% of Ottawa County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
Ottawa County’s homesOttawa County’s homes, and the ones this program accepts
- 76.7% single-familysingle-family
- 1.5% townhousetownhouse
- 3.8% 2–4 units2–4 units
- 5.5% 5+ unitscondo & apartment buildings (5+ units)
- 12.6% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$123,300
Ottawa County median home value
61%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Ottawa County
How to apply
How to applyTwo steps, in this order
Contact Peoria Housing Authority to reserve funds
Funds are reserved through First-come, first-served; as funds available, and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Peoria Housing Authority Down Payment Assistance Grant?
Peoria Housing Authority Down Payment Assistance Grant is a grant for homebuyers in Miami, Oklahoma, administered by Peoria Housing Authority. Down payment assistance grant. Maximum is the lesser of 20% of purchase price or $18,000. Home must be within 75 miles of Miami, OK. Priority given to Peoria and Ottawa tribe members, but all NAHASDA-eligible Native Americans in service area may apply. Funding comes from NAHASDA / IHBG (HUD).
How much assistance does it provide?
Peoria Housing Authority Down Payment Assistance Grant offers up to $18,000 in assistance. Amounts are the program's published maximums, not an offer — Peoria Housing Authority determines any individual award.
Do you have to pay it back?
Peoria Housing Authority Down Payment Assistance Grant is structured as a grant, so it is not repaid. Repayment is triggered by Grant; no repayment required. NAHASDA Useful Life provisions apply. The assistance is recorded in NAHASDA Useful Life Agreement position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Peoria Housing Authority Down Payment Assistance Grant is open to homebuyers who will live in the home as their primary residence. Residency requirement: Tribal enrollment required. Must be NAHASDA-eligible Native American. Priority given to enrolled Peoria Tribe and Ottawa Tribe members. CDIB required. Serves multiple NAHASDA-eligible tribes in northeastern Oklahoma service area. Peoria and Ottawa members prioritized. Must be NAHASDA-eligible Native American. Priority given to enrolled Peoria Tribe and Ottawa Tribe members. CDIB required. 75-mile radius from Miami, OK (Ottawa County) covers much of northeastern Oklahoma.
What are the income limits?
Peoria Housing Authority Down Payment Assistance Grant limits household income to 80% of the area median income, which varies by county and household size. Must meet NAHASDA HUD income limits (80% AMI or below). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Peoria Housing Authority Down Payment Assistance Grant caps the purchase price as follows: Maximum assistance is lesser of 20% of purchase price or $18,000. Eligible property types include Single Family. New construction is eligible.
Is there eligibility for specific groups?
Peoria Housing Authority Down Payment Assistance Grant names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Peoria Housing Authority Down Payment Assistance Grant serves homebuyers purchasing in Miami, Oklahoma.
How do you apply?
Applications for Peoria Housing Authority Down Payment Assistance Grant go through Peoria Housing Authority, which publishes the current terms and the application steps on its own site. Funds are reserved through First-come, first-served; as funds available. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Ottawa County homebuyersOther programs open to Ottawa County homebuyers
- Wyandotte Nation Down Payment Assistance ProgramForgivable
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - OklahomaUp to $20,000
- FHLBank Topeka Homeownership Set-Aside Program (HSP) - OklahomaUp to $15,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 82 programs for Ottawa CountyProgram terms are set by Peoria Housing Authority and can change; confirm on the official site before you apply.