Wyandotte Nation Down Payment Assistance Program

Wyandotte Nation Down Payment Assistance Program is a forgivable loan for homebuyers in Wyandotte, Oklahoma, administered by Wyandotte Nation Housing Department. Down payment and closing cost assistance for first-time homebuyers who are Wyandotte Nation tribal members. Pro-rated forgiveness over 5 years. 5-year lien filed. Home must be within 50 miles of tribal headquarters in Wyandotte, OK. Funding comes from NAHASDA / IHBG (HUD) and tribal funds.

Wyandotte Nation Down Payment Assistance Program is forgiven after 5 years, so a homebuyer who stays that long does not repay it. Repayment is triggered by 5-year pro-rated forgivable lien. Forgivable proportionally over 5 years if primary residence maintained. If sold or refinanced within 5 years, pro-rated repayment required. The assistance is recorded in 5-year pro-rated forgivable lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Wyandotte Nation Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through HUD-approved homebuyer education provider. Residency requirement: Tribal enrollment required. Must be an enrolled member of the Wyandotte Nation. CDIB required. Income table (from Jan 2026 application PDF): 1=$58,352; 2=$66,704; 3=$75,056; 4=$83,344; 5=$90,035; 6=$96,725; 7=$103,416; 8=$110,035. Must be an enrolled member of the Wyandotte Nation. CDIB required. 50-mile radius from Wyandotte, OK (Ottawa County) in northeastern Oklahoma.

Wyandotte Nation Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size. Income limits by family size (FY applicable): 1 person $58,352; 2 persons $66,704; 3 persons $75,056; 4 persons $83,344; 5 persons $90,035; 6 persons $96,725; 7 persons $103,416; 8 persons $110,035. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Wyandotte Nation Down Payment Assistance Program caps the purchase price as follows: No published maximum purchase price. Eligible property types include Single Family. New construction is eligible.

Wyandotte Nation Down Payment Assistance Program names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Wyandotte Nation Down Payment Assistance Program serves homebuyers purchasing in Wyandotte, Oklahoma.

Applications for Wyandotte Nation Down Payment Assistance Program go through Wyandotte Nation Housing Department, which publishes the current terms and the application steps on its own site. Funds are reserved through First-come, first-served; funds subject to availability. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.