Down Payment Assistance

Down Payment Assistance is a grant for homebuyers in Grand Ronde, Oregon. The Confederated Tribes of Grand Ronde Housing Department provides down payment assistance grants to enrolled tribal members purchasing a primary residence anywhere in Oregon (or within service area). Funded through tribal housing programs and Native American Housing Assistance and Self-Determination Act (NAHASDA) sources. Tribal Down Payment Assistance grant program for enrolled members of the Confederated Tribes of the Grand Ronde Community of Oregon. Funds may be used for down payment, closing costs, or principal reduction. Forgiven over an affordability period if owner-occupancy is maintained. Funding comes from Tribal and NAHASDA.

Down Payment Assistance is structured as a grant, so it is not repaid. Repayment is triggered by Loss of owner-occupancy or sale before forgiveness period concludes. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Down Payment Assistance is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time" has exceptions here: May allow non-first-time buyers under tribal housing rules. On credit, the program states: Typically 640 minimum FICO. A homebuyer education course is required, through Grand Ronde Tribal Housing Homebuyer Education / HUD-approved counseling. Residency requirement: Property typically within Oregon or Tribal service area. Citizenship or immigration status: U.S. citizen / Tribal enrollment. Must be an enrolled member of the Confederated Tribes of the Grand Ronde Community of Oregon. Pre-purchase homebuyer education required. Income limits up to 100% AMI ($45,600 for 1-person; $131,100 for larger households). Owner-occupancy required.

Down Payment Assistance limits household income to 100% of the area median income, which varies by county and household size. Household income up to 100% AMI: 1-person ~$45,600; 8-person ~$131,100 (2025). The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Down Payment Assistance caps the purchase price as follows: Set per program guidelines. Eligible property types include 1-unit single-family, condominium, townhome, PUD, manufactured home on owned land. New construction is eligible. Manufactured homes are eligible.

Down Payment Assistance names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Down Payment Assistance serves homebuyers purchasing in Grand Ronde, Oregon.

Applications for Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through Application through Grand Ronde Housing Department. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.