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Down payment assistance · Oregon

Buying a home in Oregon

17 programs: 0 statewide, the rest run by counties and 4 cities. What you can use depends on where the home is.

Free · No SSN · No credit pull

Start with your county

Local help, prices and income limits differ county to county

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott.

Free help from a person

27 HUD-approved counseling agencies in Oregon

Many programs ask for a homebuyer class first. Create a free account to see who’s near you.

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Income limitsIncome limits and price caps in OregonArea median income for all 36 counties, and the limit each program sets.See the limits

Oregon questions

Which Oregon counties run their own programs?

5 counties of 36 have a county or city program listed, among them Multnomah, Washington, Clackamas and Morrow. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Oregon?

Many programs ask for one. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Oregon condo?

Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.